11640 Bradley Dr, Jerome, MI 49249 Property Records

Hillsdale County property record for 11640 Bradley Dr, Jerome, MI 49249

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1979
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Aug 2023)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-090-001-039`

Property Details

APN / Parcel Number

Primary APN	`04-090-001-039`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	169 ft deep x 60 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11640 BRADLEY DR
City	JEROME
State	MI
Zip	49249-9829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL1
Legal Description	LOT 38 LAKE LE ANN - CHERRY PARK SEC 4 T5S R1W
Legal Range	01W
Legal Township	05S
Legal Section	04
Legal Subdivision	LAKE LE ANN - CHERRY PARK
Legal Lot Number	38
Jurisdiction	HILLSDALE MI
Township / Civil Division	SOMERSET
Census Block Group	1
Census Block	1024
Census Tract	50102

Owner

Source: Hillsdale County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11640 BRADLEY DR, JEROME, MI 49249-9829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU
Oct 6, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU
Aug 29, 2023	Warranty Deed, Transfer MINNESOTA TITLE AGENCY
Sep 13, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage COMMUNITY FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Aug 29, 2023 · Amount on Record
Deed Document Number	2023601316
Deed Book / Page	1856 / 1219
Prior Transfer Date	Feb 8, 2011
Prior Transfer Doc	1449/0822
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	11640 BRADLEY DR, JEROME, MI 49249-9829
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11640 BRADLEY DR, JEROME, MI 49249-9829
Investor	Possibly a Property Investor

Mortgage

Document Number	001817/252
Date	Jan 14, 2022
Book Page	1817/252

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	11640 BRADLEY DR, JEROME, MI 49249-9829
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CLEARSTREAM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11640 BRADLEY DR, JEROME, MI 49249-9829
Investor	Possibly a Property Investor

Mortgage

Document Number	001808/570
Date	Oct 6, 2021
Book Page	1808/570

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Aug 29, 2023
Property Address	11640 BRADLEY DR, JEROME, MI 49249-9829
Document Number	01856/1219
Book / Page	1856 / 1219
Map Reference	LB 6 PG 14-17
Instrument Date	Aug 22, 2023
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	MINNESOTA TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$4,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11640 BRADLEY DR, JEROME, MI 49249-9829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 S MADISON ST, HARRISBURG, PA 17109-2627

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 13, 2018
Property Address	11640 BRADLEY DR, JEROME, MI 49249-9829
Document Number	01701/0984
Book / Page	1701 / 0984
Map Reference	LB6 PG14-17
Instrument Date	Sep 7, 2018
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	AMERICA TITLE, AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,666.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 S SHELDON RD APT 11B, 11B, PLYMOUTH, MI 48170-2169
Investor	Possibly a Property Investor

Mortgage

Document Number	0001701986
Date	Sep 13, 2018
Instrument	1701/986

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Somerset Township
Unified School District	Addison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,103.00 (-41.01%) Homeowner's exemption	$212,380 (+29.44%)	$415,556 (+30.12%) Land $105,421 Building $310,135
2023		$164,080	$319,365 Land $54,170 Building $265,195
2021	$3,565.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET CENTRE ESTATES private · serves 368 people · EPA ID MI0040184
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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