St. Charles County property record for 1164 Sweeping Oaks Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,739 sqft · built 2001 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jun 2019) |
| Tax Bill | $3,998 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T021100058 |
| Primary APN | T021100058 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,739 sqft Living Area |
| 1st Floor Area | 1,757 sqft |
| Basement Area | 1,739 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 290 sqft |
| Patio Area | 210 sqft |
| Sewer | Connected |
|---|
| Account Number | T021100058 |
|---|---|
| Old Parcel Number | T021100058 |
| Street Address | 1164 SWEEPING OAKS DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-5065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDDINGTON OAKS #6 LOT 145 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | REDDINGTON OAKS #6 |
| Legal Lot Number | 145 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 311150 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1164 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 23, 2020 | Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS |
| Jun 11, 2019 | Warranty Deed, Transfer ESSEX RESIDENTIAL MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2019 · Amount on Record |
| Deed Sale | Jun 11, 2019 · Amount on Record |
| Prior Sale | Jun 11, 2019 |
| Deed Document Number | 0070871932 |
| Deed Book / Page | 7087 / 1932 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1164 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1164 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065 |
| Document Number | 0000009452 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 2024R-009452 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1164 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065 |
| Document Number | 0000083536 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1164 SWEEPING OAKS DR ST CHARLES MO 633045065, ST CHARLES, MO 63304-5065 |
| Document Number | 0000083536 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 83536 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63127 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 11, 2019 |
| Property Address | 1164 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065 |
| Document Number | 0070871932 |
| Book / Page | 007087 / 001932 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 285650 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1164 SWEEINOAKS DR ST CHARLES MO 63304, ST CHARLES, MO 63304 |
| Document Number | 70871934 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 007087/001934 |
| Instrument | 285660 |
| Name | ESSEX RESIDENTIAL MORTGAGE LLC |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63127 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 10, 2049 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,998.00 | $67,398 (+9.88%) | $354,726 (+9.88%) Land $77,000 Building $277,726 |
| 2023 | $61,337 | ||
| 2022 | $322,825 Land $60,500 Building $262,325 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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