Calvert County property record for 1164 Isabelle Dr, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 1996 |
| Lot Size | 3.09 acres (134,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,110 (Jan 1996) |
| Tax Bill | $4,879 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-145301 |
| Primary APN | 03-145301 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 134,600 sqft (3.09 acres) |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Deck Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 145301 |
|---|---|
| Street Address | 1164 ISABELLE DR |
| City | OWINGS |
| State | MD |
| Zip | 20736-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 9 SEC 2 PLAT 2 AMBER WOODE |
| Legal Subdivision | AMBER WOODE 02 SEC 02 |
| Legal Lot Number | 9 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 860300 |
1164 Isabelle Dr is owned and occupied by two individuals who bought it in January 1996.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1164 ISABELLE DR, OWINGS, MD 20736-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 1996 · Amount on File |
| Deed Sale | Jan 18, 1996 · Amount on File |
| Deed Document Number | 19961620 |
| Deed Book / Page | 842 / 505 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 1164 ISABELLE DR, OWINGS, MD 20736-3502 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1164 ISABELLE DR, OWINGS, MD 20736-3502 |
| Document Number | 0060410190 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 6041/190 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 1164 Isabelle Dr was $4,879.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $454,667 | $500,800 Land $160,000 Building $340,800 | |
| 2025 | $4,879.00 | ||
| 2023 | $3,999.00 | $384,933 | $431,600 Land $160,000 Building $271,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1164 Isabelle Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1999–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1164 Isabelle Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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