Carroll County property record for 1164 Gary Mint Ct, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,464 sqft · built 2018 |
| Lot Size | 2.33 acres (101,625 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $167,000 (Apr 2018) |
| Tax Bill | $6,795 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-079388 |
| Primary APN | 04-079388 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,464 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 101,625 sqft (2.33 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 139 sqft |
| Deck Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 079388 |
|---|---|
| Street Address | 1164 GARY MINT CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 30 - 2.3327 ACS 1164 GARY MINT CT 48-113 PEPPERMINT SPRINGS SC 2 |
| Legal Subdivision | PEPPERMINT SPRINGS |
| Legal Lot Number | 30 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 504201 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1164 GARY MINT CT, WESTMINSTER, MD 21157-7459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Commercial Mortgage POINT BREEZE CU |
| Oct 10, 2025 | Intrafamily Transfer, Transfer |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM BK/VA |
| Jan 1, 2019 | Loan Modification, Mortgage · Conventional with PMI PROVIDENT ST BK |
| Apr 5, 2018 | Deed, Transfer · ARM PROVIDENT STATE BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2018 · Amount on Record |
| Deed Sale | Apr 5, 2018 · Amount on Record |
| Prior Sale | Jun 23, 2015 · Amount on Record |
| Deed Book / Page | 8980 / 92 |
| Last Transfer Date | Aug 29, 2025 |
| Transfer Doc | 0115880186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1164 GARY MINT CT, WESTMINSTER, MD 21157-7459 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0115660001 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 11566/1 |
| Name | POINT BREEZE CU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 18, 2045 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 10, 2025 |
| Property Address | 1164 GARY MINT CT, WESTMINSTER, MD 21157-7459 |
| Document Number | 0115880186 |
| Book / Page | 11588 / 186 |
| Map Reference | MB LWS 48 FO 113 |
| Instrument Date | Aug 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1164 GARY MINT CT, WESTMINSTER, MD 21157-7459 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1164 GARY MINT CT, WESTMINSTER, MD 21157-7459 |
| Document Number | 0096410017 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 1164 GARY MINT CT WESTMINSTER MD 211577459, WESTMINSTER, MD 21157-7459 |
| Document Number | 0096410017 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 009641/000017 |
| Name | FREEDOM BK/VA |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1164 GARY MINT CT, WESTMINSTER, MD 21157-7459 |
| Document Number | 0092560342 |
| Instrument Date | Jan 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1164 GARY MINT CT WESTMINSTER MD 211577459, WESTMINSTER, MD 21157-7459 |
| Document Number | 0092560342 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 009256/000342 |
| Name | PROVIDENT ST BK |
|---|---|
| Type | Bank |
| Address | OWINGS MILLS, MD 21117 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2049 |
| Rate | 3.87% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 5, 2018 |
| Property Address | 1164 GARY MINT CT, WESTMINSTER, MD 21157-7459 |
| Document Number | 0089800092 |
| Book / Page | 8980 / 0092 |
| Map Reference | MB48 FO113 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2455 MOUNT VENTUS RD NUMBER 2, MANCHESTER, MD 21102-1107 |
| Document Number | 0000898097 |
|---|---|
| Date | Apr 5, 2018 |
| Instrument | 8980/97 |
| Name | PROVIDENT STATE BANK INC |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Mar 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,795.00 (+2.69%) | $601,400 (+2.72%) | $633,200 (+8.15%) Land $223,800 Building $409,400 |
| 2025 | $6,617.00 (+19.55%) | $585,500 (+19.53%) Land $183,800 Building $401,700 | $585,500 (-) Land $183,800 Building $401,700 |
| 2023 | $5,535.00 (+10.83%) | $489,833 (+10.82%) | $585,500 (+32.47%) Land $183,800 Building $401,700 |
| 2022 | $4,994.00 | $442,000 Land $164,300 Building $277,700 | $442,000 Land $164,300 Building $277,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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