11638 Vicolo Loop, Windermere, FL 34786 Property Records

Orange County property record for 11638 Vicolo Loop, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2003
Square Footage	3,118 sqft Living Area
Lot Size	10,237 sqft (0.235 acres)
Occupancy	Owner Occupied
Last Sale	$314,700 (2003)
Tax Bill	$5,933.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31-22-28-0245-00-440`
Alternative APNs	`282231024500440` `258871` `263719` `268264`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,118 sqft Living Area
Gross Area	4,124 sqft Gross Area
1st Floor	2,848 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Tile Roof
Lot Area	10,237 sqft (0.235 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	599 sqft Garage
Porch Area	359 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	11638 VICOLO LOOP
City	WINDERMERE
State	FL
Zip	34786-6053
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BELMERE VILLAGE G4 50/58 LOT 44
Legal Range	28E
Legal Township	22S
Legal Section	31
Legal Subdivision	BELMERE VILLAGE G4
Legal Tract	245
Legal Lot Number	44
Jurisdiction	ORANGE FL
Minor Civil Division	SOUTHWEST ORANGE
Census Blockgroup	2
Census Block	2010
Census Tract	17120

Owner

Source: Orange County records · APN 31-22-28-0245-00-440

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11638 VICOLO LOOP, WINDERMERE, FL 34786-6053
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2003 · Amount on Record
Deed Sale	Feb 04, 2003 · Amount on Record
Deed Doc Number	200363856
Deed Book / Page	6771 / 3178
Record Refreshed	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11638 VICOLO LOOP, WINDERMERE, FL 34786-6053
Document Number	0000338538
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 02, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	11638 VICOLO LOOP WINDERMERE FL 347866053, WINDERMERE, FL 34786-6053

Mortgage

Document Number	0000338538
Date	Jun 18, 2020
Instrument	338538

Lender

Name	COGENT BK
Address	ORANGE CITY, FL 32763

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 17, 2035

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,780 (+2.7%)	$710,810 (-1.48%) Land $105,000 Building $605,810
2025	$5,933.00 (+4.62%) Homeowner's exemption	$384,401 (+5.99%)	$721,520 (+10.83%) Land $105,000 Building $616,520
2024	$5,671.00 (+7.34%)
2023	$5,283.00 (+3.41%) Homeowner's exemption	$362,687 (+3%)	$651,009 (+17.88%) Land $105,000 Building $546,009
2022	$5,109.00 Homeowner's exemption	$352,123	$552,275 Land $90,000 Building $462,275

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.