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11638 Steele Field Rd, Vernon, FL 32462 Property Records

Walton County property record for 11638 Steele Field Rd, Vernon, FL 32462

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 840 sqft · built 1965
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$42,500 (Jul 2001)
Tax Bill$515 (2025)
Deeds & MortgagesJul 2026 Mortgage
Feb 2021 Transfer
Flood ZoneZone AE (high risk)
APN26-2S-18-15020-00A-0260

Property Details

APN / Parcel Number

Primary APN26-2S-18-15020-00A-0260
Alternative APNs
  • 26-218-15020-00A-0260
  • 1051547

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area840 sqft Living Area
1st Floor Area840 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1975
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions100 ft deep x 70 ft wide
Shed1 Shed
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemConvection

Location & Zoning

Street Address11638 STEELE FIELD RD
CityVERNON
StateFL
Zip32462-6103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SE/C W1/2 OF SW1/4 RUN W 165.72 FT, N 429.10 FT; N 40 DEG, W 229.10 FT TO CURVE, N-LY ALONG CURVE 910.57 FT FOR BEG, N-LY ALONG CURVE 70 FT, S 79 DEG 53 MIN E TO CANAL, S-LY TO BEG, LOT 26 BLK A STEELFIELD S/D OR 416-589 OR 2338-819 OR 3181-3722
Legal Range018
Legal Township02S
Legal Section26
Legal SubdivisionSTEELFIELD
Legal BlockA02
Legal Lot Number260
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group3
Census Block3076
Census Tract950501

Owner

Source: Walton County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address11638 STEELE FIELD RD, VERNON, FL 32462-6103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION CREDIT UNION
Feb 4, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2001 · Amount on Record
Deed SaleJul 16, 2001 · Amount on Record
Deed Document Number2001677380
Deed Book / Page2338 / 819
Last Transfer DateAug 10, 2020
Transfer Doc0031813722
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Recording DateJul 6, 2026
Property Address11638 STEELE FIELD RD, VERNON, FL 32462-6103
Document Number0000027634
Book / Page3404 / 3185
Instrument DateJun 29, 2026
Instrument202627634
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11638 STEELE FIELD RD, VERNON, FL 32462-6103

Mortgage

Document Number0000027634,
DateJul 6, 2026
Book Page3404/3185
Instrument202627634
Lender
NameUNION CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 29, 2041
Interest
Rate TypeAdjustable Rate
Rate7.43%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateFeb 4, 2021
Property Address11638 STEELE FIELD RD, VERNON, FL 32462-6103
Document Number0031813722
Book / Page3181 / 3722
Instrument DateAug 10, 2020
Instrument20210005433
Transaction TypeTransfer
Record UpdatedDec 30, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7411 S GAINER BAYOU RD, SOUTHPORT, FL 32409-1505

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$515.00 (+13.19%)$66,471 (+15.76%) Land $26,250 Building $40,221$66,471 (+15.76%) Land $26,250 Building $40,221
2024$455.00 (+2.25%)
2023$445.00 (+0.91%)$57,421 (-1.48%) Land $15,058 Building $42,363$57,421 (-1.48%) Land $15,058 Building $42,363
2022$441.00$58,284 Land $16,714 Building $41,570$58,284 Land $16,714 Building $41,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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