11638 Chalk Stem, Schertz, TX 78154 Property Records

Bexar County property record for 11638 Chalk Stem, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,188 sqft · built 2019
Lot Size	0.228 acres (9,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,138 (Sep 2026)
Tax Bill	$10,673 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05059-051-0100`

Property Details

APN / Parcel Number

Primary APN	`05059-051-0100`
Alternative APN	`1265365`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,188 sqft Living Area
Gross Area	3,762 sqft
1st Floor Area	1,895 sqft
2nd Floor Area	1,293 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Material	Asphalt
Lot Area	9,949 sqft (0.228 acres)
Garage Type	Attached
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	197 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11638 CHALK STEM
City	SCHERTZ
State	TX
Zip	78154-2874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5059N (THE CROSSVINE MOD-1 UT-4 PH-A), BLOCK 1 LOT 10 2018-CREATED PER PLAT 9710/211-219 FILED 01-27-2017
Legal Subdivision	CB 5059N (THE CROSSVINE MOD-1 UT-4 PH-A)
Legal Block	1
Legal Lot Number	10
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHEAST
Census Block Group	2
Census Block	2029
Census Tract	131601

Owner

Source: Bexar County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11638 CHALK STEM, SCHERTZ, TX 78154-2874
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed, Transfer · Conventional Mortgage SECURITY SERVICE FEDERAL CREDIT UNION
Jun 21, 2021	Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Jul 8, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Sep 13, 2019	Vendor's Lien, Subdivision Related Transfer · VA Mortgage PULTE MORTGAGE LLC
Sep 12, 2019	Deed of Trust, Mortgage PULTE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	2026173326
Prior Transfer Date	Jun 18, 2021
Prior Transfer Doc	0000168723
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEXAR TX
Recording Date	Sep 2, 2026
Property Address	11638 CHALK STEM, SCHERTZ, TX 78154-2874
Document Number	0000173326
Instrument Date	Sep 1, 2026
Instrument	2026173326
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11638 CHALK STEM, SCHERTZ, TX 78154-2874

Mortgage

Document Number	0000173327,
Date	Sep 2, 2026
Instrument	2026173327

Lender

Name	SECURITY SERVICE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Jun 21, 2021
Property Address	11638 CHALK STEM, SCHERTZ, TX 78154-2874
Document Number	0000168723
Map Reference	PL 9710 PG 211
Instrument Date	Jun 18, 2021
Instrument	20210168723
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11638 CHALK STEM, SCHERTZ, TX 78154-2874

Mortgage

Document Number	0000168724
Date	Jun 21, 2021
Instrument	20210168724

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	11638 CHALK STEM, SCHERTZ, TX 78154-2874
Document Number	0000164569
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11638 CHALK STEM SCHERTZ TX 781542874, SCHERTZ, TX 78154-2874

Mortgage

Document Number	0000164569
Date	Jul 27, 2020
Instrument	164569

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

September 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Sep 13, 2019
Property Address	11638 CHALK STEM, SCHERTZ, TX 78154-2874
Document Number	0000183886
Map Reference	VOL 9710 PG 211
Instrument Date	Sep 12, 2019
Instrument	20190183886
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 27, 2021
Title Company	PGP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1718 DRY CREEK WAY STE 120, 1718, SAN ANTONIO, TX 78259-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11638 CHALK STEM, SCHERTZ, TX 78154-2874

Mortgage

Document Number	0000183887
Date	Sep 13, 2019
Instrument	20190183887

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	11638 CHALK STEM, SCHERTZ, TX 78154-2874
Document Number	0000183887
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	PGP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11638 CHALK STEM SCHERTZ TX 781542874, SCHERTZ, TX 78154-2874

Mortgage

Document Number	0000183887
Date	Sep 13, 2019
Instrument	183887

Lender

Name	PULTE MTG
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2049

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,673.00 (-2.21%) Homeowner's exemption	$550,000 (+3.77%) Land $77,350 Building $472,650	$550,000 (+3.77%) Land $77,350 Building $472,650
2024	$10,914.00 (+217.36%)
2023	$3,439.00 (-69.38%) Homeowner's exemption	$530,000 Land $77,350 Building $452,650	$530,000 Land $77,350 Building $452,650
2022	$11,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alamo Broadband Fixed Wireless	990 / 300

May also be available: VTX Communications.

Nearby Properties on Chalk Stem

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures