11634 Creek Rd, Poway, CA 92064 Property Records

San Diego County property record for 11634 Creek Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,524 sqft · built 2005
Lot Size	0.63 acres (27,443 sqft)
Owner	Company Name on Record
Last Sale	$970,000 (Jul 2007)
Tax Bill	$15,091 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320-230-14-00`

Property Details

APN / Parcel Number

Primary APN	`320-230-14-00`
Alternative APN	`3202301200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,524 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	27,443 sqft (0.63 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	3202301200
Street Address	11634 CREEK RD
City	POWAY
State	CA
Zip	92064-6115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC-7
Legal Description	LOT 8 PAR A PER DOC01-600684 IN LOT 9&ALL OF TR 014018
Legal Subdivision	POWAY 98-07
Legal Tract	014018
Legal Block	2
Legal Lot Number	8,9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2026
Census Tract	17049

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11634 CREEK RD, POWAY, CA 92064-6115
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 30, 2020	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2007 · Amount on Record
Deed Sale	Jul 6, 2007 · Amount on Record
Prior Sale	May 9, 2007 · Amount on Record
Deed Document Number	2007452358
Last Transfer Date	Nov 24, 2015
Transfer Doc	0000640815
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11634 CREEK RD, POWAY, CA 92064-6115
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11634 CREEK RD, POWAY, CA 92064-6115

Mortgage

Document Number	0000866550
Date	Dec 27, 2021
Instrument	2021-0866550

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11634 CREEK RD, POWAY, CA 92064-6115
Document Number	0000068353
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11634 CREEK RD POWAY CA 920646115, POWAY, CA 92064-6115

Mortgage

Document Number	0000068353
Date	Feb 11, 2020
Instrument	68353

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,344,239 (+2%) Land $643,091 Building $701,148
2025	$15,091.00 (+4.86%) Homeowner's exemption	$1,317,882 (+4.04%) Land $630,482 Building $687,400
2023	$14,392.00 (+1.67%) Homeowner's exemption	$1,266,708 Land $606,000 Building $660,708
2022	$14,155.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	43 (1978–2017)
Claims Outside the SFHA	14 of 43
Most Recent Claim	Feb 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 7 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks.

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