11630 Waters Edge, Bonner, MT 59823 Property Records

Missoula County property record for 11630 Waters Edge, Bonner, MT 59823 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,524 sqft · built 1998
Lot Size3.24 acres (141,134 sqft)
Owner2 Individual Names on File
Tax Bill$5,047 (2025)
Deeds & MortgagesSep 2023 Transfer
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR0474141

Property Details

APN / Parcel Number

Primary APNR0474141
Alternative APNs
  • 04-2201-14-1-02-05-0000
  • 0003068508
  • 3068508

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,524 sqft Living Area
Gross Area2,484 sqft
1st Floor Area1,164 sqft
Upper Floors Area360 sqft
Basement Area960 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area141,134 sqft (3.24 acres)
View / LotRural
Garage TypeDetached
Garage Area1,728 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area192 sqft
Deck Area308 sqft
Shed1 Shed
Shed Area64 sqft
Lean-To64 sqft
Pole Barn128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0003068508
Street Address11630 WATERS EDGE
CityBONNER
StateMT
Zip59823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS14, T13 N, R18 W, TRACT E IN NE1/4
Legal Range18W
Legal Township13N
Legal Section14
Legal SubdivisionCERTIFICATE/SURV 475 E
Legal TractE
Legal Block1
Legal Lot NumberE
JurisdictionMISSOULA MT
Township / Civil DivisionMISSOULA
Census Block Group1
Census Block1152
Census Tract1401

Owner

Source: Missoula County records · APN R0474141

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1979 WATERS EDGE BONNER MT, BONNER, MT 59823
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Transfer on Death Deed, Transfer
Jul 27, 2020Deed of Trust, Mortgage
TRAILWEST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2023
Deed SaleSep 27, 2023
Deed Document Number202312202
Deed Book / Page1093 / 895
Prior Transfer DateSep 26, 2023
Prior Transfer Doc0010930895
Record UpdatedJun 08, 2026

September 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMISSOULA MT
Recording DateSep 27, 2023
Property Address11630 WATERS EDGE, BONNER, MT 59823
Document Number0010930895
Book / Page1093 / 895
Instrument DateSep 26, 2023
Instrument202312202
Transaction TypeTransfer
Record UpdatedOct 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 716, BONNER, MT 59823-0716

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address11630 WATERS EDGE, BONNER, MT 59823
Document Number0010351053
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedOct 05, 2020
Title CompanyTITLE SERVICES, INC.

Transferred To (Grantee/Buyer)

NameVerified Name
Address1979 WATERS EDGE BONNER MT 59823, BONNER, MT 59823

Mortgage

Document Number0010351053
DateAug 04, 2020
Book Page001035/001053
Instrument16423
Lender
NameTRAILWEST BK
AddressMILLTOWN, MT 59851
Agreement
AmountAmount Recorded
Term180 Months
DueAug 03, 2035

Tax Assessment & Valuation

Source: Missoula County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
Elementary School DistrictBonner Elementary School District (PK - 08)
Secondary School DistrictMissoula High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,047.00 (-9.84%)$713,700 (+17.17%) Land $351,004 Building $362,696$713,700 (+17.17%) Land $351,004 Building $362,696
2024$5,598.00 (-0.69%)
2023$5,637.00$609,100$609,100 Land $198,420 Building $410,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Missoula County (30063C), updated May 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 86% of the US · above 80% of Montana
Wildfire LikelihoodAbout 1 in 198 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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