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11630 Via Lucerna Cir, Windermere, FL 34786 Property Records

Orange County property record for 11630 Via Lucerna Cir, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,603 sqft · built 2005
Lot Size0.146 acres (6,338 sqft)
Owner2 Individual Names on File
Last Sale$169,200 (Oct 2015)
Tax Bill$9,620 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN31-22-28-0247-00-170

Property Details

APN / Parcel Number

Primary APN31-22-28-0247-00-170
Alternative APNs
  • 282231024700170
  • 258918
  • 263766
  • 268310

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,603 sqft Living Area
Gross Area4,063 sqft
1st Floor Area1,355 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area6,338 sqft (0.146 acres)
Garage TypeAttached
Garage Area433 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area250 sqft
Patio Area557 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address11630 VIA LUCERNA CIR
CityWINDERMERE
StateFL
Zip34786-6076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionBELMERE VILLAGE G5 54/140 LOT 17
Legal Range28E
Legal Township22S
Legal Section31
Legal SubdivisionBELMERE VILLAGE G5
Legal Tract247
Legal Lot Number17
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2004
Census Tract17120

Owner

11630 Via Lucerna Cir is owned by two individuals who bought it in October 2015.

Source: Orange County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address10842 LEMON LAKE BLVD, ORLANDO, FL 32836-5040
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2015 · Amount on File
Deed SaleOct 14, 2015 · Amount on File
Prior SaleOct 18, 2005 · Amount on File
Deed Document Number2015536829
Deed Book / Page10997 / 8674
Prior Transfer DateOct 7, 2015
Prior Transfer Doc0000536829
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address11630 VIA LUCERNA CIR, WINDERMERE, FL 34786-6076
Transaction TypeMortgage
Record UpdatedJan 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10842 LEMON LAKE BLVD, ORLANDO, FL 32836-5040

Mortgage

Document Number0000644609
DateOct 21, 2021
Instrument20210644609
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37064
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 11630 Via Lucerna Cir was $9,620, up 8.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$600,009 (+1%)$606,470 (-1.34%) Land $100,000 Building $506,470
2025$9,620.00 (+8.14%)$545,463$614,690 Land $100,000 Building $514,690
2024$8,896.00 (+12.34%)
2023$7,919.00 (+13.42%)$553,728 (+18.8%) Land $100,000 Building $453,728$553,728 (+18.8%) Land $100,000 Building $453,728
2022$6,982.00$466,102 Land $85,000 Building $381,102$466,102 Land $85,000 Building $381,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11630 Via Lucerna Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 76 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11630 Via Lucerna Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Summit Broadband
Fiber		40,000 / 40,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Spectrum.

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