Oldham County property record for 11630 Paramont Way, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,815 sqft · built 1993 |
| Lot Size | 1.46 acres (63,815 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Aug 2017) |
| Tax Bill | $5,832 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-14C-02-149 |
| Primary APN | 05-14C-02-149 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,815 sqft Living Area |
| Basement Area | 1,770 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 63,815 sqft (1.46 acres) |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 57805 |
|---|---|
| Street Address | 11630 PARAMONT WAY |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE &1.465AC |
| Legal Subdivision | PARAMONT ESTATES |
| Legal Block | SEC 2 |
| Legal Lot Number | 149 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30701 |
Source: Oldham County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11630 PARAMONT WAY, PROSPECT, KY 40059-9023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRANSCEND CU |
| Aug 7, 2017 | Intrafamily Transfer, Transfer · ARM L&N FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2017 · Amount on Record |
| Deed Sale | Aug 7, 2017 · Amount on Record |
| Prior Sale | May 6, 2014 · Amount on Record |
| Deed Document Number | 2017528323 |
| Deed Book / Page | 1168 / 233 |
| Prior Transfer Date | Jul 28, 2017 |
| Prior Transfer Doc | 0D1168/233 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 11630 PARAMONT WAY, PROSPECT, KY 40059-9023 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M2464/34 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | M2464/34 |
| Instrument | 604141 |
| Name | TRANSCEND CU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40218 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Aug 7, 2017 |
| Property Address | 11630 PARAMONT WAY, PROSPECT, KY 40059-9023 |
| Document Number | 0D1168/233 |
| Book / Page | D1168 / 233 |
| Map Reference | MB5 PG15 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 528323 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11630 PARAMONT WAY, PROSPECT, KY 40059-9023 |
| Document Number | 0000528324 |
|---|---|
| Date | Aug 7, 2017 |
| Instrument | 528324 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.87% |
| Index | 10-Year TN |
| Max Rate | 9% |
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,832.00 (+11.34%) | $470,000 (+11.9%) Land $110,000 Building $360,000 | $470,000 (+11.9%) Land $110,000 Building $360,000 |
| 2023 | $5,238.00 | $420,000 Land $110,000 Building $310,000 | $420,000 Land $110,000 Building $310,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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