1163 Summit Rd, Cheshire, CT 06410 Property Records

Cheshire Town property record for 1163 Summit Rd, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1958
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$175,500 (Jan 2020)
Tax Bill	$5,980 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:24 B:7 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:24 B:7 L`
Alternative APNs	`CSHR M:24 B:7 L` `88400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Basement Area	1,056 sqft
Unfinished Basement	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	88400
Street Address	1163 SUMMIT RD
City	CHESHIRE
State	CT
Zip	06410-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	7
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	1
Census Block	1010
Census Tract	343200

Owner

Source: Cheshire Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1163 SUMMIT RD, CHESHIRE, CT 06410-1328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CONNECTICUT HOUSING FINANCE AUTHORITY
Jan 29, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST WORLD MTG
Nov 16, 2017	Warranty Deed, Transfer CMG MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Prior Sale	Nov 16, 2017 · Amount on Record
Deed Document Number	2020300
Deed Book / Page	2935 / 36
Transfer Doc	002476-266
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	1163 SUMMIT RD, CHESHIRE, CT 06410-1328
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002942-100
Date	Mar 20, 2020
Book Page	2942/100
Instrument	2020000815

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Jan 29, 2020
Property Address	1163 SUMMIT RD, CHESHIRE, CT 06410-1328
Document Number	2935-36
Book / Page	002935 / 000036
Instrument Date	Jan 23, 2020
Instrument	300
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 SUMMIT RD CHESHIRE CT 064101328, CHESHIRE, CT 06410-1328

Mortgage

Document Number	2935-39
Date	Jan 29, 2020
Book Page	002935/000039
Instrument	301

Lender

Name	FIRST WORLD MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Mortgage

Document Number	2935-52,
Date	Jan 29, 2020
Book Page	002935/000052
Instrument	302

Lender

Name	HOUSING FIN AUTH

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Nov 16, 2017
Property Address	1163 SUMMIT RD, CHESHIRE, CT 06410-1328
Document Number	2826-30
Book / Page	002826 / 000030
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 SUMMIT RD CHESHIRE CT 064101328, CHESHIRE, CT 06410-1328

Mortgage

Document Number	2826-33
Date	Nov 16, 2017
Book Page	002826/000033

Lender

Name	CMG MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,980.00 (+5.45%)	$190,680 (-) Land $62,160 Building $128,520	$345,357 (+158.74%)
2025	$5,671.00	$190,680 (+44.98%) Land $62,160 Building $128,520	$133,476 Land $43,512 Building $89,964
2024	$5,671.00 (+22.88%)
2023	$4,615.00 (+2.24%)	$131,520 (-) Land $62,170 Building $69,350
2022	$4,514.00	$131,520 Land $62,170 Building $69,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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