Miami County property record for 1163 Stephenson Dr, Troy, OH 45373
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 4 ba · 2,850 sqft · built 1993 |
| Lot Size | 0.236 acres (10,298 sqft) |
| Owner | Company Name on File |
| Last Sale | $765,000 (May 2008) |
| Tax Bill | $3,955 (2025) |
| Deeds & Mortgages | Feb 2020 Transfer May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-101484 |
| Primary APN | D08-101484 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,850 sqft Total Area |
| 1st Floor Area | 5,700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 10,298 sqft (0.236 acres) |
| Lot Dimensions | 143 ft deep x 72 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 192 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1163 STEPHENSON DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-1669 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | IN LOT 7660 |
| Legal Subdivision | NORTHBROOK SUB #3 |
| Legal Lot Number | 7660 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 365102 |
1163 Stephenson Dr, a duplex, is owned by a company that acquired it in January 2020.
Source: Miami County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1163 STEPHENSON DR, TROY, OH 45373-1669 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 29, 2018 | Deed of Trust, Mortgage MCGOVERN CHARLES C III TR (RT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2008 · Amount on File |
| Deed Sale | May 23, 2008 · Amount on File |
| Prior Sale | Jan 1, 1990 |
| Last Transfer Date | Jan 23, 2020 |
| Transfer Doc | 0000002161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Feb 18, 2020 |
| Property Address | 1163 STEPHENSON DR, TROY, OH 45373-1669 |
| Document Number | 0000002161 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 2161 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 640 TROY OH 453730640, TROY, OH 45373-0640 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1163 STEPHENSON DR, TROY, OH 45373-1669 |
| Document Number | 0000006422 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000006422 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 6422 |
| Name | MCGOVERN CHARLES C III TR (RT) |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1163 Stephenson Dr was $3,955, up 15.4% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,955.00 (+15.44%) | $116,730 (+31.19%) Land $12,850 Building $103,880 | $333,500 Land $36,700 Building $296,800 |
| 2024 | $3,426.00 (+2.21%) | $88,980 (-) Land $13,900 Building $75,080 | |
| 2023 | $3,352.00 (+16.92%) | $88,980 (-) Land $13,900 Building $75,080 | $254,200 (-) Land $39,700 Building $214,500 |
| 2022 | $2,867.00 | $88,980 Land $13,900 Building $75,080 | $254,200 Land $39,700 Building $214,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1163 Stephenson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 13 (1980–2014) |
| Claims Outside the SFHA | 11 of 13 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1163 Stephenson Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
May also be available: Frontier, Verizon.
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