1163 Phallen Ct NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1163 Phallen Ct NW, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,210 sqft · built 2021
Lot Size0.229 acres (9,975 sqft)
Owner2 Individual Names on File
Last Sale$570,500 (Sep 2021)
Tax Bill$5,449 (2023)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02001O0405.000000

Property Details

APN / Parcel Number

Primary APN02001O0405.000000
Alternative APNs
  • 4680 17 1106
  • 149529
  • 47574

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,210 sqft Living Area
Gross Area5,395 sqft
1st Floor Area1,503 sqft
Basement Area1,503 sqft
Unfinished Basement1,503 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialOther
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area9,975 sqft (0.229 acres)
Lot Width82 ft Width
Garage TypeMixed
Garage Area506 sqft
DrivewayConcrete Driveway
Driveway Area928 sqft
PorchSlab
Porch Area56 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number149529
Street Address1163 PHALLEN CT NW
CityCONCORD
StateNC
Zip28027-8784
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD
Legal DescriptionLT 405 ALLEN MILLS
Legal SubdivisionALLEN MILLS
Legal Lot Number405
JurisdictionCABARRUS NC
Township / Civil Division2, POPLAR TENT
Census Block Group2
Census Block2015
Census Tract41306

Owner

1163 Phallen Ct NW is owned and occupied by two individuals who bought it in September 2021.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address1163 PHALLEN CT NW, CONCORD, NC 28027-8784
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2021 · Amount on File
Deed SaleSep 9, 2021 · Amount on File
Deed Book / Page15477 / 317
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateSep 9, 2021
Property Address1163 PHALLEN CT NW, CONCORD, NC 28027-8784
Document Number0015477317
Book / Page15477 / 317
Map ReferenceMB 84 PG 36
Instrument DateSep 8, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,141.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5350 77 CENTER DR # DR100, 5350, CHARLOTTE, NC 28217-2781

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust

Mortgage

Document Number0015477319
DateSep 9, 2021
Instrument15477/319
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$763,710 Land $160,000 Building $603,710
2024$763,710 (+71.01%) Land $160,000 Building $603,710
2023$5,449.00$446,600 Land $86,000 Building $360,600$446,600 Land $86,000 Building $360,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1163 Phallen Ct NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1163 Phallen Ct NW is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Windstream.

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