1163 Gerard St, Memphis, TN 38107 Property Records

Shelby County property record for 1163 Gerard St, Memphis, TN 38107

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,060 sqft · built 1940
Lot Size0.24 acres (10,437 sqft)
OwnerCompany Name on Record
Last Sale$74,750 (Aug 2024)
Tax Bill$251 (2025)
Deeds & MortgagesOct 2025 Construction Loan
Flood ZoneZone X (minimal risk)
APN02-1051-0-0042

Property Details

APN / Parcel Number

Primary APN02-1051-0-0042

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,060 sqft Living Area
1st Floor Area1,060 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,437 sqft (0.24 acres)
Lot Dimensions176 ft deep x 60 ft wide
Patio Area28 sqft

Utilities, Heating & Cooling

Cooling SystemOther
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address1163 GERARD ST
CityMEMPHIS
StateTN
Zip38107-2135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1
Legal DescriptionWS GERARD ST 492.8FT N OF CHELSEA
Legal SubdivisionGERARD GARDENS HOMES INC
Legal Lot Number1
JurisdictionSHELBY TN
Township / Civil Division8
Census Block Group2
Census Block2018
Census Tract400

Owner

Source: Shelby County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address57 MONETA WAY, SAN FRANCISCO, CA 94112-4122
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2024 · Amount on Record
Deed SaleAug 9, 2024 · Amount on Record
Prior SaleAug 5, 2024 · Amount on Record
Deed Document Number202468015
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address1163 GERARD ST, MEMPHIS, TN 38107-2135
Transaction TypeMortgage
Record UpdatedNov 7, 2025
Title CompanyCONCORD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 MONETA WAY, SAN FRANCISCO, CA 94112-4122

Mortgage

Document Number0025093862
DateOct 30, 2025
Instrument25093862
Lender
NameVONTIVE INC
TypeMortgage Company
AddressDPO, AE 09814
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$251.00 (+42.61%)$9,350 (+79.81%) Land $1,900 Building $7,450$37,400 (+79.81%) Land $7,600 Building $29,800
2024$176.00 (-44.3%)
2023$5,200 Land $625 Building $4,575
2022$316.00
2021$20,800 Land $2,500 Building $18,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Ting.

Nearby Properties on Gerard St

Nearby Streets

Search Property Records by Address or Parcel Number