1163 Duncan Dr, Williamsburg, VA 23185 Property Records

York County property record for 1163 Duncan Dr, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,749 sqft · built 1954
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Dec 2025)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`G14D-3297-0642`

Property Details

APN / Parcel Number

Primary APN	`G14D-3297-0642`
Alternative APNs	`10002589` `2837`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,749 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	10002589
Street Address	1163 DUNCAN DR
City	WILLIAMSBURG
State	VA
Zip	23185-5714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HIGH DENSI
Legal Description	YORK TERRACE SEC 3 LOT 36
Legal Subdivision	YORK TERRACE
Legal Lot Number	36
Jurisdiction	YORK VA
Township / Civil Division	1
Census Block Group	3
Census Block	3007
Census Tract	51100

Owner

Source: York County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 WATERWHEEL CIR, DOVER, DE 19901-6265
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage NP INC
Mar 26, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Jan 23, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORPORATIO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	202519165
Prior Transfer Date	Jan 18, 2018
Prior Transfer Doc	0000001517
Record Updated	Oct 29, 2026

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	YORK VA
Recording Date	Dec 23, 2025
Property Address	1163 DUNCAN DR, WILLIAMSBURG, VA 23185-5714
Document Number	0000019165
Map Reference	MB 5 PG 174
Instrument Date	Dec 8, 2025
Instrument	250019165
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 WATERWHEEL CIR, DOVER, DE 19901-6265

Mortgage

Document Number	0000019166
Date	Dec 23, 2025
Instrument	250019166

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK VA
Property Address	1163 DUNCAN DR, WILLIAMSBURG, VA 23185-5714
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003712
Date	Feb 24, 2021
Instrument	210003712

Lender

Name	NP INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK VA
Recording Date	Mar 26, 2020
Property Address	1163 DUNCAN DR, WILLIAMSBURG, VA 23185-5714
Document Number	0000005309
Instrument Date	Mar 23, 2020
Instrument	5309
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 DUNCAN DR WILLIAMSBURG VA 231855714, WILLIAMSBURG, VA 23185-5714

Mortgage

Document Number	5310
Date	Mar 26, 2020
Instrument	5310

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

Interest

Rate Type	Fixed Rate

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK VA
Recording Date	Jan 23, 2018
Property Address	1163 DUNCAN DR, WILLIAMSBURG, VA 23185-5714
Document Number	0000001517
Instrument Date	Jan 18, 2018
Instrument	180001517
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 DUNCAN DR, WILLIAMSBURG, VA 23185-5714

Mortgage

Document Number	0000001518
Date	Jan 23, 2018
Instrument	180001518

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORPORATIO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: York County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	York County
Unified School District	York County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,200 (+12.41%) Land $85,000 Building $250,200
2025	$2,615.00 (+18.54%)	$298,200 (+26.04%) Land $85,000 Building $213,200	$335,200 (+12.41%) Land $85,000 Building $250,200
2024	$2,206.00 (+21.14%)		$298,200 (+26.04%) Land $85,000 Building $213,200
2023	$1,821.00	$236,600 Land $65,000 Building $171,600	$236,600 Land $65,000 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK TERRACE SYSTEM private · serves 755 people · EPA ID VA3199995
Water Source	Purchased surface water from CITY OF NEWPORT NEWS
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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