1163 Commonwealth Cir, Forest, VA 24551 Property Records

Bedford County property record for 1163 Commonwealth Cir, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Dec 2025)
Tax Bill	$1,061 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`99 22 44`

Property Details

APN / Parcel Number

Primary APN	`99 22 44`
Alternative APNs	`90510078` `525231`

Exterior

Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Account Number	525231
Street Address	1163 COMMONWEALTH CIR
City	FOREST
State	VA
Zip	24551-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARMINGTON AT FOREST SEC 13 REDIV LT 44 PB 60/191
Legal Subdivision	FARMINGTON AT FOREST SEC 1
Legal Lot Number	44
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	1
Census Block	1013
Census Tract	30103

Owner

Source: Bedford County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1163 COMMONWEALTH CIR, FOREST, VA 24551-2546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed, Transfer · Conventional Mortgage FREEDOM FIRST FCU
Feb 28, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
Aug 4, 2017	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	250010365
Record Updated	Jun 8, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 2, 2025
Property Address	1163 COMMONWEALTH CIR, FOREST, VA 24551-2546
Document Number	0250010365
Map Reference	MB 60 PG 191
Instrument Date	Dec 1, 2025
Instrument	250010365
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 COMMONWEALTH CIR, FOREST, VA 24551-2546

Mortgage

Document Number	0250010366
Date	Dec 2, 2025
Instrument	250010366

Lender

Name	FREEDOM FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 28, 2020
Property Address	1163 COMMONWEALTH CIR, FOREST, VA 24551-2546
Document Number	0200002037
Instrument Date	Feb 26, 2020
Instrument	200002037
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 COMMONWEALTH CIR, FOREST, VA 24551-2546

Mortgage

Document Number	0200002038
Date	Feb 28, 2020
Instrument	200002038

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Aug 4, 2017
Property Address	1163 COMMONWEALTH CIR, FOREST, VA 24551-2546
Document Number	0170007218
Instrument Date	Jun 20, 2017
Instrument	170007218
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 COMMONWEALTH CIR, FOREST, VA 24551-2465

Mortgage

Document Number	0170007219
Date	Aug 4, 2017
Instrument	170007219

Lender

Name	STEARNS LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,061.00 Additional exemption filed	$258,800 (+1%) Land $35,000 Building $223,800
2023	$1,061.00 Additional exemption filed	$129,400	$258,800 Land $35,000 Building $223,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Glo Fiber Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Commonwealth Cir

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