1163 Cobblestone St, Salinas, CA 93905 Property Records

Monterey County property record for 1163 Cobblestone St, Salinas, CA 93905

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,501 sqft · built 2001
Lot Size	0.114 acres (4,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Mar 2013)
Tax Bill	$4,385 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Nov 2022 Second Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`153-581-050-000`

Property Details

APN / Parcel Number

Primary APN	`153-581-050-000`
Alternative APN	`153-581-050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,501 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Lot Area	4,962 sqft (0.114 acres)
Garage Area	655 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	153-581-050
Street Address	1163 COBBLESTONE ST
City	SALINAS
State	CA
Zip	93905-4810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKBRIDGE 26 SUBDIVISION VOL 21 C&T PAGE 004 TRACT NO 1337 LOT 50
Legal Subdivision	CREEKBRIDGE 26 SUBDIVISION
Legal Tract	1337
Legal Block	2
Legal Lot Number	50
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2001
Census Tract	10608

Owner

Source: Monterey County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1163 COBBLESTONE ST, SALINAS, CA 93905-4810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAY FEDERAL CREDIT UNION
Nov 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 18, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2013 · Amount on Record
Deed Sale	Mar 8, 2013 · Amount on Record
Prior Sale	Nov 1, 2012 · Amount on Record
Deed Document Number	201314812
Last Transfer Date	Aug 27, 2018
Transfer Doc	0000041167
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Oct 14, 2026
Property Address	1163 COBBLESTONE ST, SALINAS, CA 93905-4810
Document Number	0000036326
Instrument Date	Oct 7, 2026
Instrument	202636326
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 COBBLESTONE ST, SALINAS, CA 93905-4810

Mortgage

Document Number	0000036326,
Date	Oct 14, 2026
Instrument	202636326

Lender

Name	BAY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1163 COBBLESTONE ST, SALINAS, CA 93905-4810
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 COBBLESTONE ST, SALINAS, CA 93905-4810

Mortgage

Document Number	0000047362
Date	Nov 3, 2022
Instrument	2022047362

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1163 COBBLESTONE ST, SALINAS, CA 93905-4810
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 COBBLESTONE ST, SALINAS, CA 93905-4810

Mortgage

Document Number	0000015938
Date	Mar 3, 2021
Instrument	2021015938

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jan 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1163 COBBLESTONE ST, SALINAS, CA 93905-4810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041211
Date	Sep 19, 2019
Instrument	2019041211

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1163 COBBLESTONE ST, SALINAS, CA 93905-4810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035225
Date	Jul 20, 2020
Instrument	2020035225

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Dec 1, 2048

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Sep 18, 2018
Property Address	1163 COBBLESTONE ST, SALINAS, CA 93905-4810
Document Number	0000041167
Map Reference	VOL21 PG4
Instrument Date	Aug 27, 2018
Instrument	2018041167
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 COBBLESTONE ST, SALINAS, CA 93905-4810

Mortgage

Document Number	0000041168
Date	Sep 18, 2018
Instrument	2018041168

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$345,400 (+2%) Land $87,916 Building $257,484
2025	$4,385.00 (-0.9%) Homeowner's exemption	$338,629 (+4.04%) Land $86,193 Building $252,436
2023	$4,425.00 (+10.85%) Homeowner's exemption	$325,482 Land $82,847 Building $242,635
2022	$3,992.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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