St. Johns County property record for 1163 Ardmore St, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,922 sqft · built 2002 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Jun 2024) |
| Tax Bill | $3,095 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Apr 2018 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028821-0580 |
| Primary APN | 028821-0580 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,922 sqft Living Area |
| Gross Area | 2,322 sqft Gross Area |
| 1st Floor Area | 1,922 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 400 sqft Garage |
| Deck Area | 140 sqft Deck |
|---|---|
| Patio Area | 120 sqft Patio |
| Porch | Finished/Open Porch |
| Porch Area | 164 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1163 ARDMORE ST |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32092-3424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 58 OR5969/485 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MEADOWS AT SAINT JOHNS PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 4 |
| Legal Lot Number | 58 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 028821-0580
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1163 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 05, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 12, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP |
| Jan 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2024 · Amount on Record |
| Deed Sale | Jun 17, 2024 · Amount on Record |
| Prior Sale | Jan 14, 2014 · Amount on Record |
| Deed Document Number | 202447348 |
| Deed Book / Page | 5969 / 485 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1163 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3424 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1163 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3424 |
| Document Number | 0057861158 |
|---|---|
| Date | Jul 05, 2023 |
| Book Page | 5786/1158 |
| Instrument | 2023051835 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 26, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1163 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3424 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045301556 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 4530/1556 |
| Instrument | 2018024719 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1163 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3424 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0051601828 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 5160/1828 |
| Instrument | 2021008648 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 279 Months |
| Due | Apr 01, 2044 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,332 (+2.7%) | $311,635 (-4.21%) Land $70,000 Building $241,635 | |
| 2025 | $3,095.00 (+53.37%) Homeowner's exemption | $243,751 (+35.26%) | $325,348 (+0.33%) Land $70,000 Building $255,348 |
| 2024 | $2,018.00 (+2.18%) Homeowner's exemption | $180,206 (+3%) | $324,292 (-4.2%) Land $80,000 Building $244,292 |
| 2023 | $1,975.00 (+3.57%) Homeowner's exemption | $174,957 (+3%) | $338,513 (+6.24%) Land $82,790 Building $255,723 |
| 2022 | $1,907.00 Homeowner's exemption | $169,861 | $318,644 Land $73,920 Building $244,724 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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