Washoe County property record for 11629 Neff Ranch Dr, Sparks, NV 89441
| Property Type | Single Family Home |
|---|---|
| Details | built 2025 |
| Lot Size | 0.254 acres (11,074 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $898,000 (Feb 2026) |
| Tax Bill | $1,048 (2025) |
| Deeds & Mortgages | Oct 2024 Construction Loan Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 538-392-09 |
| Primary APN | 538-392-09 |
|---|
| Year Built | Built 2025 |
|---|---|
| Lot Area | 11,074 sqft (0.254 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 11629 NEFF RANCH DR |
|---|---|
| City | SPARKS |
| State | NV |
| Zip | 89441-8619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDS |
| Legal Description | HARRIS RANCH VILLAGE 2A LOT 98 |
| Legal Subdivision | HARRIS RANCH VILLAGE 2A |
| Legal Lot Number | 98 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | WARM SPRINGS-TRUCKEE CANYON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 3516 |
Source: Washoe County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11629 NEFF RANCH DR, SPARKS, NV 89441-8619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 31, 2024 | Deed of Trust, Mortgage · Construction Mortgage BMO BANK NA |
| Feb 27, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Deed Document Number | 20265604501 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 11629 NEFF RANCH DR, SPARKS, NV 89441-8619 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | TICOR TITLE- RENO, TICOR TITLE RENO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005494697 |
|---|---|
| Date | Oct 31, 2024 |
| Instrument | 5494697 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | SAN RAMON, CA 94583 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Feb 27, 2026 |
| Property Address | 11629 NEFF RANCH DR, SPARKS, NV 89441-8619 |
| Document Number | 0005604501 |
| Map Reference | FILE 5457453 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 5604501 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | TICOR TITLE OF NEVADA, TICOR TITLE OF NEVADA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,681.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1425 TREAT BLVD, WALNUT CREEK, CA 94597-2128 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 11629 NEFF RANCH DR, SPARKS, NV 89441-8619 |
| Document Number | 0005604502 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 5604502 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,899 (+1.75%) Land $43,848 Building $51 | ||
| 2025 | $1,048.00 | $43,145 Land $43,092 Building $53 | $123,272 Land $123,120 Building $152 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.1% of the US · above 93% of Nevada |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT BASIN WATER CO SPANISH SPRINGS private · serves 1,450 people · EPA ID NV0001086 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Nitrate resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Net NV Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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