11627 Cramer Rd, Versailles, OH 45380 Property Records

Darke County property record for 11627 Cramer Rd, Versailles, OH 45380 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,700 sqft · built 2020
Lot Size	6.56 acres (286,059 sqft)
Owner	Individual Name on File
Tax Bill	$4,288 (2025)
Deeds & Mortgages	Jan 2020 Construction Loan Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T73-0-410-05-00-00-30301`

Property Details

APN / Parcel Number

Primary APN	`T73-0-410-05-00-00-30301`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
1st Floor Area	4,104 sqft
Upper Floors Area	648 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	286,059 sqft (6.56 acres)
Garage Area	1,536 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	11627 CRAMER RD
City	VERSAILLES
State	OH
Zip	45380-9801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SM TR W SD SW1/4
Legal Tract	W
Jurisdiction	DARKE OH
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1015
Census Tract	530100

Owner

Source: Darke County records · APN T73-0-410-05-00-00-30301

Assessment roll updated February 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11627 CRAMER RD, VERSAILLES, OH 45380-9801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · Construction Mortgage SECOND NATIONAL BANK
Jan 16, 2020	Deed of Trust, Mortgage THE RUTH E KREMER REVOCABLE LIVING TRUST
Dec 16, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 11, 2019
Transfer Doc	00533/0529
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	11627 CRAMER RD, VERSAILLES, OH 45380-9801
Transaction Type	Mortgage
Record Updated	Apr 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	533/3958
Date	Jan 16, 2020
Book Page	533/3958
Instrument	202000000321

Lender

Name	SECOND NATIONAL BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2027
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	11627 CRAMER RD, VERSAILLES, OH 45380-9801
Transaction Type	Mortgage
Record Updated	Apr 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	533/3978
Date	Jan 16, 2020
Book Page	533/3978
Instrument	202000000322

Lender

Name	THE RUTH E KREMER REVOCABLE LIVING TRUST
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARKE OH
Recording Date	Dec 16, 2019
Property Address	11627 CRAMER RD, VERSAILLES, OH 45380-9801
Document Number	00533/0529
Book / Page	533 / 0529
Instrument Date	Dec 11, 2019
Instrument	201900007203
Transaction Type	Transfer
Record Updated	Mar 04, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11627 CRAMER ROAD, VERSAILLES, OH 45380-9801

Tax Assessment & Valuation

Source: Darke County records · Assessment roll updated February 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Wayne Township
Unified School District	Versailles Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,288.00 (-1.45%)	$128,780 (-) Land $22,740 Building $106,040	$367,940 (-) Land $64,970 Building $302,970
2023	$4,351.00	$128,780 Land $22,740 Building $106,040	$367,940 Land $64,970 Building $302,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Darke County (39037C), updated July 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390375301001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1982–2005)
Most Recent Claim	Jan 2005, rainfall accumulation, Severe Winter Storms, Flooding, And Mudslides

Wildfire

Wildfire Risk	Low above 1% of the US · above 4% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
Wabash Mutual Telephone Company	Fixed Wireless (unlicensed)	50 / 15
Skymesh	Fixed Wireless (unlicensed)	50 / 10
Cincinnati Bell	Fixed Wireless (licensed-by-rule)	50 / 10
New Knoxville Telephone Company/GoldStar Communications	Fixed Wireless (unlicensed)	50 / 5

May also be available at this address: Spectrum, T-Mobile USA, Northwest Ohio Broadband, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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