11625 Oak Ln, Brainerd, MN 56401 Property Records

Cass County property record for 11625 Oak Ln, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,590 sqft · built 1991
Lot Size	0.055 acres (2,397 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Jun 2026)
Tax Bill	$2,968 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2026 Sale + 4 more
APN	`87-410-0400`

Property Details

APN / Parcel Number

Primary APN	`87-410-0400`
Alternative APN	`46607`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Base Area
1st Floor Area	1,590 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,397 sqft (0.055 acres)
Garage Area	1,372 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Deck Area	512 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	46607
Street Address	11625 OAK LN
City	BRAINERD
State	MN
Zip	56401-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 40 & 41
Legal Range	29
Legal Township	134
Legal Section	31
Legal Subdivision	1ST ADDN TO SYLVAN SHORES
Legal Lot Number	40-41
Jurisdiction	CASS MN
Township / Civil Division	EAST GULL LAKE
Census Block Group	3
Census Block	3022
Census Tract	960801

Owner

Source: Cass County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11625 OAK LN, BRAINERD, MN 56401-2060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Jun 23, 2026	Warranty Deed, Transfer LAWYERS TITLE SERVICES LLC
Jun 23, 2026	Warranty Deed, Transfer LAWYERS TITLE SERVICES LLC
Jul 25, 2017	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP
Nov 21, 2017	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Apr 30, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Apr 30, 2020 · Amount on Record
Deed Document Number	202639651
Prior Transfer Date	Aug 29, 2013
Prior Transfer Doc	00033/8836
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Recording Date	Aug 24, 2026
Property Address	11625 OAK LN, BRAINERD, MN 56401-2060
Document Number	0000039799
Instrument Date	Aug 11, 2026
Instrument	202639799
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11625 OAK LN, BRAINERD, MN 56401-2060

Mortgage

Document Number	0000039799,
Date	Aug 24, 2026
Instrument	202639799

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.44%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Jun 23, 2026
Property Address	11625 OAK LN, BRAINERD, MN 56401-2060
Document Number	0000039651
Instrument Date	Jun 23, 2026
Instrument	202639651
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	LAWYERS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$105,656.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1123 LAKEVIEW LN N, BRAINERD, MN 56401-2174

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Jun 23, 2026
Property Address	11625 OAK LN, BRAINERD, MN 56401-2060
Document Number	0000039652
Instrument Date	Jun 23, 2026
Instrument	202639652
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	LAWYERS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11625 OAK LN, BRAINERD, MN 56401-2060

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	11625 OAK LN, EAST GULL LAKE, MN 56401-2060
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00034/9343
Date	Jul 25, 2017
Book Page	34/9343
Instrument	T000033026

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	11625 OAK LN, EAST GULL LAKE, MN 56401-2060
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000033253
Date	Nov 21, 2017
Instrument	T000033253

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CASS MN
Recording Date	Apr 30, 2020
Property Address	11625 OAK LN, EAST GULL LAKE, MN 56401-2060
Document Number	T000034850
Instrument Date	Apr 29, 2020
Instrument	T000034850
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
Municipality	East Gull Lake City
Unified School District	Pillager Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,968.00 (+13.11%) Homeowner's exemption
2025	$2,624.00 (+2.82%)	$497,900 (+16.74%) Land $62,000 Building $435,900	$497,900 (+16.74%) Land $62,000 Building $435,900
2023	$2,552.00
2022		$426,500 Land $60,000 Building $366,500	$426,500 Land $60,000 Building $366,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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