11623 Co Rd 3650, Ada, OK 74820 Property Records

Pontotoc County property record for 11623 Co Rd 3650, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 1997
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Dec 2019)
Tax Bill	$1,995 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Oct 2008 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`27078`

Property Details

APN / Parcel Number

Primary APN	`27078`
Alternative APN	`0000-13-004-007-0-009-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	1,670 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	675 sqft
Patio Area	675 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27078
Street Address	11623 COUNTY ROAD 3650
City	ADA
State	OK
Zip	74820-0754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N2 SE NE SE SEC. 13-4-7 ALLEN TWP MH#-EH1M0K2064FB (CT)
Legal Range	07E
Legal Township	04N
Legal Section	13
Jurisdiction	PONTOTOC OK
Township / Civil Division	NORTHEAST PONTOTOC
Census Block Group	1
Census Block	1014
Census Tract	88600

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11623 COUNTY ROAD 3650, ADA, OK 74820-0754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2017	Deed of Trust, Mortgage TONY NEMECEK
Oct 31, 2008	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Mar 11, 2011	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
May 18, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE CORPORATION
May 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 12, 2019	Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC
Mar 5, 2009	Joint Tenancy Deed, Transfer FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Mar 5, 2009 · Amount on Record
Deed Document Number	20196663
Deed Book / Page	3358 / 260
Prior Transfer Date	Mar 4, 2009
Prior Transfer Doc	002347/044
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	11623 COUNTY ROAD 3650, ADA, OK 74820-0754
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003098/028
Date	Feb 22, 2017
Book Page	3098/028
Instrument	2017-000914

Lender

Name	TONY NEMECEK
Type	Private Party
Address	625 N MAIN ST, ADA, OK 74820

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	11623 COUNTY ROAD 3650, ADA, OK 74820-0754
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002318/037
Date	Oct 31, 2008
Book Page	2318/037
Instrument	2008-007295

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 27, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	11623 COUNTY ROAD 3650, ADA, OK 74820-0754
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002516/162
Date	Mar 11, 2011
Book Page	2516/162
Instrument	2011-001186

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2041

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PONTOTOC OK
Recording Date	May 18, 2026
Property Address	11623 COUNTY ROAD 3650, ADA, OK 74820-0754
Document Number	0000002780
Book / Page	4009 / 23
Instrument Date	May 18, 2026
Instrument	20262780
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11623 COUNTY ROAD 3650, ADA, OK 74820-0754

Mortgage

Document Number	0000002782,
Date	May 18, 2026
Book Page	4009/26
Instrument	20262782

Lender

Name	GATEWAY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PONTOTOC OK
Recording Date	May 18, 2026
Property Address	11623 COUNTY ROAD 3650, ADA, OK 74820-0754
Document Number	0000002781
Book / Page	4009 / 24
Instrument Date	May 13, 2026
Instrument	20262781
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11623 COUNTY ROAD 3650, ADA, OK 74820-0754

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Dec 12, 2019
Property Address	11623 COUNTY ROAD 3650, ADA, OK 74820-0754
Document Number	003358/260
Book / Page	3358 / 260
Instrument Date	Dec 11, 2019
Instrument	2019-006663
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	HOMERUN TITLE, HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11623 COUNTY ROAD 3650, ADA, OK 74820-0754

Mortgage

Document Number	2019006664
Date	Dec 12, 2019
Instrument	2019-006664

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

March 2009: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	PONTOTOC OK
Recording Date	Mar 5, 2009
Property Address	11623 COUNTY ROAD 3650, ADA, OK 74820-0754
Document Number	002347/044
Book / Page	2347 / 044
Instrument Date	Mar 4, 2009
Instrument	2009-009911
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11623 COUNTY ROAD 3650, ADA, OK 74820-0754

Mortgage

Document Number	002347/045
Date	Mar 5, 2009
Book Page	2347/045
Instrument	2009-009912

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	ADA, OK 74821

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,801 (+3%) Land $4,326 Building $19,475	$198,341 (-14.99%) Land $36,050 Building $162,291
2025	$1,995.00 (+0.2%) Homeowner's exemption	$23,107 (+3%) Land $4,200 Building $18,907	$233,309 (-1.37%) Land $35,000 Building $198,309
2024	$1,991.00 (+22.9%) Homeowner's exemption	$22,435 (+3%) Land $4,200 Building $18,235	$236,549 (+15.17%) Land $35,000 Building $201,549
2023	$1,620.00 Homeowner's exemption	$21,781 Land $4,200 Building $17,581	$205,391 Land $35,000 Building $170,391

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 67% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 7 serves 4,863 people · EPA ID OK3006215
Water Source	Purchased groundwater from ADA
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3

May also be available: 360 Broadband, BLS Broadband.

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