11622 E 20th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 11622 E 20th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,072 sqft · built 1978
Lot Size	0.29 acres (12,610 sqft)
Owner	2 Individual Names on File
Last Sale	$308,450 (Jul 2018)
Tax Bill	$4,727 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45281.1507`

Property Details

APN / Parcel Number

Primary APN	`45281.1507`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,072 sqft Living Area
Gross Area	3,552 sqft
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Finished Basement	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,610 sqft (0.29 acres)
Lot Dimensions	130 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	690 sqft
Patio Area	690 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11622 E 20TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	DARL AC TR GLENVIEW AC L7 B1
Legal Range	44E
Legal Township	25N
Legal Section	28
Legal Subdivision	GLEN VIEW ACRES
Legal Tract	GLENVIEW
Legal Block	1
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2009
Census Tract	12801

Owner

11622 E 20th Ave is owned and occupied by two individuals who bought it in July 2018.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11622 E 20TH AVE, SPOKANE VALLEY, WA 99206-5708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jul 26, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on File
Deed Sale	Jul 26, 2018 · Amount on File
Prior Sale	May 28, 2004 · Amount on File
Deed Document Number	20186728534
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11622 E 20TH AVE, SPOKANE VALLEY, WA 99206-5708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SCT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007011363
Date	Dec 21, 2020
Instrument	7011363

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11622 E 20TH AVE, SPOKANE VALLEY, WA 99206-5708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006830332
Date	Aug 9, 2019
Instrument	6830332

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 26, 2018
Property Address	11622 E 20TH AVE, SPOKANE VALLEY, WA 99206-5708
Document Number	0006728534
Instrument Date	Jul 19, 2018
Instrument	6728534
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,495.41
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11622 E 20TH AVE SPOKANE VALLEY WA 992065708, SPOKANE VALLEY, WA 99206-5708

Mortgage

Document Number	6728535
Date	Jul 26, 2018
Instrument	6728535

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 11622 E 20th Ave was $4,727, down 1.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,727.00 (-1.48%)	$432,700 Land $120,000 Building $312,700	$432,700 Land $120,000 Building $312,700
2025	$4,798.00
2024		$464,600 (+29.45%) Land $90,000 Building $374,600	$464,600 (+29.45%) Land $90,000 Building $374,600
2023	$4,426.00 (+5.86%)	$358,900 Land $60,000 Building $298,900	$358,900 Land $60,000 Building $298,900
2022	$4,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11622 E 20th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11622 E 20th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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