11620 Pebblepointe Pass, Carmel, IN 46033 Property Records

Hamilton County property record for 11620 Pebblepointe Pass, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,988 sqft · built 1999
Lot Size0.289 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$529,000 (Sep 2024)
Tax Bill$5,521 (2024)
Deeds & MortgagesOct 2025 Mortgage
May 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-10-33-008-043.000-018

Property Details

APN / Parcel Number

Primary APN29-10-33-008-043.000-018
Alternative APN
  • 1610330008043000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,988 sqft Living Area
1st Floor Area2,338 sqft
AtticAttic
Attic Area650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area12,632 sqft (0.289 acres)
Lot Dimensions165 ft deep x 81 ft wide
Garage TypeAttached
Garage Area650 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1610330008043000
Street Address11620 PEBBLEPOINTE PASS
CityCARMEL
StateIN
Zip46033-9664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .29, SECTION 33, TOWNSHIP 18, RANGE 4, STONEWICK, SECTION 1, LOT 31
Legal Range04
Legal Township18
Legal Section33
Legal SubdivisionSTONEWICK
Legal Block1
Legal Lot Number31
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2017
Census Tract110912

Owner

11620 Pebblepointe Pass is owned and occupied by an individual who bought it in September 2024.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address11620 PEBBLEPOINTE PASS, CARMEL, IN 46033-9664
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
May 19, 2021Deed of Trust, Mortgage · Line of Credit
ELEMENTS FINANCIAL FCU
Dec 12, 2018Deed of Trust, Mortgage · Line of Credit
ELEMENTS FINANCIAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2024 · Amount on File
Deed SaleSep 6, 2024 · Amount on File
Prior SaleJan 11, 2016
Deed Document Number2024033767
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address11620 PEBBLEPOINTE PASS, CARMEL, IN 46033-9664
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address11620 PEBBLEPOINTE PASS, CARMEL, IN 46033-9664

Mortgage

Document Number0000046056
DateOct 27, 2025
Instrument2025046056
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22031
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address11620 PEBBLEPOINTE PASS, CARMEL, IN 46033-9664
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021037397
DateMay 19, 2021
Instrument2021037397
Lender
NameELEMENTS FINANCIAL FCU
TypeCredit Union
AddressINDIANAPOLIS, IN 46202
Agreement
TypeLine of Credit
AmountAmount on Record
Term289 Months
DueJun 1, 2045

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address11620 PEBBLEPOINTE PASS, CARMEL, IN 46033-9664
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057771
DateDec 12, 2018
Instrument2018057771
Lender
NameELEMENTS FINANCIAL FCU
TypeCredit Union
AddressINDIANAPOLIS, IN 46207
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueDec 1, 2043

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$549,900 Land $147,800 Building $402,100$549,900 Land $147,800 Building $402,100
2024$5,521.00 (+12.63%)
2023$4,902.00 (+7.26%) Homeowner's exemption$453,300 (+12.73%) Land $147,800 Building $305,500$453,300 (+12.73%) Land $147,800 Building $305,500
2022$4,570.00 Homeowner's exemption$402,100 Land $128,200 Building $273,900$402,100 Land $128,200 Building $273,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11620 Pebblepointe Pass in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11620 Pebblepointe Pass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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