Newaygo County property record for 1162 S Ransom Rd, White Cloud, MI 49349
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,056 sqft |
| Lot Size | 1.21 acres (52,779 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,189 (Jan 2022) |
| Tax Bill | $2,417 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-280-015 |
| Primary APN | 14-10-280-015 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 288 sqft |
| Unfinished Basement | 288 sqft |
| Lot Area | 52,779 sqft (1.21 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1162 S RANSOM RD |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-9737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | LOTS 1 THRU 5, ALSO LOTS 20 THRU 24, ALSO N1/2 LOTS 19 & 6 BLK. 7 OAKWOOD |
| Legal Subdivision | OAKWOOD |
| Legal Block | 7 |
| Legal Lot Number | 1-6,19 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | SHERMAN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970600 |
Source: Newaygo County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1162 S RANSOM RD, WHITE CLOUD, MI 49349-9737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2022 · Amount on Record |
| Deed Sale | Jan 14, 2022 · Amount on Record |
| Prior Sale | Feb 15, 2021 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Property Address | 1162 S RANSOM RD, WHITE CLOUD, MI 49349-9737 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000464/0000004185 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 0000000464/0000004185 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 1, 2032 |
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| County Subdivision | Sherman Township |
| Unified School District | White Cloud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,900 (+27.07%) | $171,800 (+27.07%) | |
| 2025 | $2,417.00 (+15.48%) | ||
| 2023 | $67,600 | $135,200 | |
| 2022 | $2,093.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| NCATS Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber.
4G LTE (outdoors only), no 5G reported
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