Garrett County property record for 1162 Pysell Rd, Mc Henry, MD 21541
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,404 sqft · built 1998 |
| Lot Size | 1.98 acres (86,249 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (Jan 2024) |
| Tax Bill | $6,337 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-004849 |
| Primary APN | 06-004849 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,404 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Logs |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 86,249 sqft (1.98 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 352 sqft |
| Deck Area | 440 sqft |
| Patio Area | 440 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 004849 |
|---|---|
| Street Address | 1162 PYSELL RD |
| City | MC HENRY |
| State | MD |
| Zip | 21541-1273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.98 AC E/S PYSELL RD MCHENRY |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 6, SANG RUN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 502 |
1162 Pysell Rd is owned by two individuals who bought it in January 2024.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 W LEE ST, BALTIMORE, MD 21201-2455 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 26, 2024 | Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Oct 28, 2022 | Deed, Transfer · ARM MILLENNIUM FINANCIAL GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on File |
| Deed Sale | Jan 26, 2024 · Amount on File |
| Prior Sale | Oct 28, 2022 · Amount on File |
| Deed Book / Page | 2535 / 144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Apr 7, 2026 |
| Property Address | 1162 PYSELL RD, MC HENRY, MD 21541-1273 |
| Document Number | 0026770262 |
| Book / Page | 2677 / 262 |
| Instrument Date | Apr 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ESSEX TITLE, ESSENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 17 W LEE ST, BALTIMORE, MD 21201-2455 |
| Document Number | 2677000262, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 2677/262 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Jan 26, 2024 |
| Property Address | 1162 PYSELL RD, MC HENRY, MD 21541-1273 |
| Document Number | 0025350144 |
| Book / Page | 2535 / 144 |
| Instrument Date | Jan 17, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Title Company | NOT AVAILABLE, LAKE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 17 W LEE ST, BALTIMORE, MD 21201-2455 |
| Document Number | 0025350153 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 2535-0153 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Oct 28, 2022 |
| Property Address | 1162 PYSELL RD, MC HENRY, MD 21541-1273 |
| Document Number | 0024540043 |
| Book / Page | 2454 / 43 |
| Instrument Date | Oct 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Title Company | DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6800 SHERWOOD RD, IDLEWYLDE, MD 21239-1335 |
| Document Number | 0024540047 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2454-0047 |
| Name | MILLENNIUM FINANCIAL GROUP INC |
|---|---|
| Type | Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.26% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
The 2026 property tax bill for 1162 Pysell Rd was $6,337, up 14.1% from the year before.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,337.00 (+14.08%) | $502,200 (+15.89%) Land $46,400 Building $455,800 | $502,200 (-) Land $46,400 Building $455,800 |
| 2025 | $5,555.00 | $433,333 | $502,200 Land $46,400 Building $455,800 |
| 2023 | $3,955.00 | $295,600 Land $35,900 Building $259,700 | $295,600 Land $35,900 Building $259,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1162 Pysell Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1162 Pysell Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people · EPA ID MD1111096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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