1162 Cedar Ave, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 1162 Cedar Ave, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,296 sqft · built 1983
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Nov 2020)
Tax Bill	$4,334 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-155-90038570`

Property Details

APN / Parcel Number

Primary APN	`07-155-90038570`
Alternative APNs	`715590038570` `15590038570`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,296 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	15590038570
Street Address	1162 CEDAR AVE
City	SHADY SIDE
State	MD
Zip	20764-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BK 9 CEDARHURST ON THE BAY
Legal Subdivision	CEDARHURST ON THE BAY
Legal Block	9
Legal Lot Number	8
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2015
Census Tract	707001

Owner

1162 Cedar Ave is owned and occupied by two individuals who bought it in November 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1162 CEDAR AVE, SHADY SIDE, MD 20764-9513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY CAP MTG
Nov 9, 2020	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Prior Sale	Sep 28, 2006 · Amount on File
Deed Book / Page	35572 / 110
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1162 CEDAR AVE, SHADY SIDE, MD 20764-9513
Document Number	0355720116
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1162 CEDAR AVE SHADY SIDE MD 207649513, SHADY SIDE, MD 20764-9513

Mortgage

Document Number	0355720116
Date	Nov 9, 2020
Book Page	035572/000116

Lender

Name	BAY CAP MTG
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 9, 2020
Property Address	1162 CEDAR AVE, SHADY SIDE, MD 20764-9513
Document Number	0355720110
Book / Page	35572 / 110
Map Reference	MB 15 PG 11
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MARYLAND TRUST T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1162 CEDAR AVE, SHADY SIDE, MD 20764-9513

Mortgage

Document Number	35572116
Date	Nov 9, 2020
Instrument	35572/116

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1162 Cedar Ave was $4,334.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,500 Land $131,700 Building $174,800	$306,500 Land $131,700 Building $174,800
2025	$4,334.00
2023	$2,811.00	$257,500 Land $131,700 Building $125,800	$257,500 Land $131,700 Building $125,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1162 Cedar Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 250 policies
Nearby Flood Policies	250 in force
Nearby Flood Claims	200 (1979–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 147 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1162 Cedar Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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