11617 97th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 11617 97th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,096 sqft · built 2000
Lot Size	15.9 acres (693,911 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,448 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`01-008-0703`

Property Details

APN / Parcel Number

Primary APN	`01-008-0703`

Interior

Building Area	1,096 sqft Total Area
Basement Area	936 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	693,911 sqft (15.9 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	144 sqft

Location & Zoning

Street Address	11617 97TH AVE
City	MILACA
State	MN
Zip	56353-4186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF W 1/2 OF SW LYING N'LY OF THREAD OF RUM RIVER, SEE 9/21/00 SKETCH 8 37 26 15.93
Legal Range	26
Legal Township	37
Legal Section	08
Jurisdiction	MILLE LACS MN
Township / Civil Division	BOGUS BROOK
Census Block Group	2
Census Block	2013
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11617 97TH AVE, MILACA, MN 56353-4186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE BANK
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	11617 97TH AVE, MILACA, MN 56353-4186
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A417901
Date	Jul 2, 2020
Instrument	A417901

Lender

Name	VILLAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	11617 97TH AVE, MILACA, MN 56353-4186
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A417901
Date	Jul 2, 2020
Instrument	A417901

Lender

Name	VILLAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Bogus Brook Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,448.00 (+9.29%)	$450,800 (+7.64%) Land $163,600 Building $287,200	$450,800 (+7.64%) Land $163,600 Building $287,200
2025		$418,800 (+8.86%) Land $149,900 Building $268,900	$418,800 (+8.86%) Land $149,900 Building $268,900
2023	$4,070.00	$384,700 Land $78,400 Building $306,300	$384,700 Land $78,400 Building $306,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Frontier DSL	10 / 1

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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