11616 Pineloch Loop, Clermont, FL 34711 Property Records

Lake County property record for 11616 Pineloch Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,887 sqft · built 2002
Lot Size	0.256 acres (11,141 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (Apr 2020)
Tax Bill	$3,078 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-23-25-0291-000-04600`

Property Details

APN / Parcel Number

Primary APN	`12-23-25-0291-000-04600`
Alternative APNs	`252312029100004600` `3804891`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,887 sqft Living Area
Gross Area	2,248 sqft
1st Floor Area	1,777 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,141 sqft (0.256 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3804891
Street Address	11616 PINELOCH LOOP
City	CLERMONT
State	FL
Zip	34711-6460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	PINELOCH PHASE II SUB LOT 46 PB 44 PGS 87-88 ORB 5462 PG 2255
Legal Range	25E
Legal Township	23S
Legal Section	12
Legal Subdivision	PINELOCH PHASE II SUB
Legal Tract	0291
Legal Lot Number	46
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2001
Census Tract	31323

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11616 PINELOCH LOOP, CLERMONT, FL 34711-6460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 27, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 17, 2020	Deed of Trust, Mortgage · FHA Mortgage ENVOY MORTGAGE LTD
Apr 29, 2020	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Prior Sale	Aug 5, 2005 · Amount on Record
Deed Document Number	202048368
Deed Book / Page	5462 / 2255
Prior Transfer Date	Jan 28, 2014
Prior Transfer Doc	0044440957
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11616 PINELOCH LOOP, CLERMONT, FL 34711-6460
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063070940
Date	Mar 28, 2024
Book Page	6307/940
Instrument	2024036132

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11616 PINELOCH LOOP, CLERMONT, FL 34711-6460
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11616 PINELOCH LOOP, CLERMONT, FL 34711-6460

Mortgage

Document Number	0058632100
Date	Dec 27, 2021
Book Page	5863/2100
Instrument	2021177535

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11616 PINELOCH LOOP, CLERMONT, FL 34711-6460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 AISTON DRIVE, ORLANDO, FL 32835-6021

Mortgage

Document Number	0055840126
Date	Nov 17, 2020
Book Page	5584/126
Instrument	2020129231

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 29, 2020
Property Address	11616 PINELOCH LOOP, CLERMONT, FL 34711-6460
Document Number	0054622255
Book / Page	5462 / 2255
Map Reference	MB 44 PG 87&88
Instrument Date	Apr 22, 2020
Instrument	2020048368
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	AMERICAN CHARTERED TTL & INT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,799.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11616 PINELOCH LOOP, 11616, CLERMONT, FL 34711-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11616 PINELOCH LOOP, CLERMONT, FL 34711-6460

Mortgage

Document Number	0054622257
Date	Apr 29, 2020
Instrument	5462/2257

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,130 (+2.9%)	$336,626 (-) Land $130,000 Building $206,626
2025		$220,730 (+5.98%) Land $130,000 Building $90,730	$336,626 (+2.2%) Land $130,000 Building $206,626
2024	$3,078.00 (+8.92%)
2023	$2,826.00 (+8.53%) Homeowner's exemption Additional exemption filed	$208,270 (+3%)	$329,382 (+17.9%) Land $130,000 Building $199,382
2022	$2,604.00 Homeowner's exemption Additional exemption filed	$202,212	$279,382 Land $80,000 Building $199,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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