11610 Wetherby Ave, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 11610 Wetherby Ave, Middletown, KY 40243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,270 sqft · built 2006
Lot Size	0.216 acres (9,396 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Mar 2026)
Tax Bill	$3,322 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21028600850000`

Property Details

APN / Parcel Number

Primary APN	`21028600850000`
Alternative APNs	`028600850000` `01039269`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,270 sqft Finished Area
Basement Area	1,469 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,396 sqft (0.216 acres)
Lot Dimensions	892 ft deep x 8,783 ft wide
Garage Type	Attached
Garage Area	798 sqft
Parking Spaces	3 Parking Spaces
Patio Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	01039269
Street Address	11610 WETHERBY AVE
City	MIDDLETOWN
State	KY
Zip	40243-1047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDEN
Legal Description	LOT 2 MINOR PLAT DB 8783 X 892, 0.2157 AC +/-
Legal Subdivision	CEDAR DALE
Legal Lot Number	2
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3004
Census Tract	10405

Owner

Source: Louisville/Jefferson County Metro Government records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11610 WETHERBY AVE, LOUISVILLE, KY 40243-1047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Aug 17, 2011 · Amount on Record
Deed Document Number	202624451
Deed Book / Page	13272 / 401
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Mar 4, 2026
Property Address	11610 WETHERBY AVE, MIDDLETOWN, KY 40243-1047
Document Number	0000024451
Book / Page	D 13272 / 401
Instrument Date	Mar 2, 2026
Instrument	2026024451
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10611 RIVA RD, LOUISVILLE, KY 40223-3669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11610 WETHERBY AVE, MIDDLETOWN, KY 40243-1047

Mortgage

Document Number	0000024452
Date	Mar 4, 2026
Instrument	2026024452

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11%

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Middletown City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,322.00 (-17.28%) Homeowner's exemption	$346,840 (-) Land $38,850 Building $307,990
2024			$346,840 (-) Land $38,850 Building $307,990
2023	$4,016.00 (-0.35%)	$346,840 (-) Land $38,850 Building $307,990	$346,840 (-) Land $38,850 Building $307,990
2022	$4,030.00	$346,840 Land $38,850 Building $307,990	$346,840 Land $38,850 Building $307,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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