11610 E 12th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 11610 E 12th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,217 sqft · built 1943
Lot Size	0.317 acres (13,818 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (May 2024)
Tax Bill	$3,982 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45214.9008`

Property Details

APN / Parcel Number

Primary APN	`45214.9008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,217 sqft Living Area
Gross Area	1,945 sqft
1st Floor Area	1,217 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,818 sqft (0.317 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft
Patio Area	35 sqft
Canopy	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11610 E 12TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	(CITY OF SPOKANE VALLEY) LT 1 OF SHP 36-07 (AUDITORS #5772868 BK 25 PGS 40 & 41) BEING A PTN OF SE1/4
Legal Range	44E
Legal Township	25N
Legal Section	21
Legal Subdivision	CITY OF SPOKANE VALLEY
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1025
Census Tract	12600

Owner

11610 E 12th Ave is owned and occupied by an individual who bought it in May 2024.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	11610 E 12TH AVE, SPOKANE VALLEY, WA 99206-2844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 27, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2024 · Amount on File
Deed Sale	May 17, 2024 · Amount on File
Prior Sale	Nov 27, 2018 · Amount on File
Deed Document Number	20247349737
Prior Transfer Date	Jun 24, 2009
Prior Transfer Doc	0005812452
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11610 E 12TH AVE, SPOKANE VALLEY, WA 99206-2844
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007054920
Date	Mar 31, 2021
Instrument	7054920

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 27, 2018
Property Address	11610 E 12TH AVE, SPOKANE VALLEY, WA 99206-2844
Document Number	0006764260
Map Reference	VOL25 PG40&41
Instrument Date	Nov 19, 2018
Instrument	6764260
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	TICOR TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,280.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11610 E 12TH AVE, SPOKANE VALLEY, WA 99206-2844

Mortgage

Document Number	0006764261
Date	Nov 27, 2018
Instrument	6764261

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Mortgage

Document Number	0006764262
Date	Nov 27, 2018
Instrument	6764262

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 11610 E 12th Ave was $3,982, up 18.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,982.00 (+18.69%)	$328,200 Land $120,000 Building $208,200	$328,200 Land $120,000 Building $208,200
2025	$3,355.00
2024		$296,500 (+27.04%) Land $77,000 Building $219,500	$296,500 (+27.04%) Land $77,000 Building $219,500
2023	$3,214.00 (+2.1%)	$233,400 Land $55,000 Building $178,400	$233,400 Land $55,000 Building $178,400
2022	$3,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11610 E 12th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11610 E 12th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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