1161 S Mountain St, Smithville, TN 37166 Property Records

DeKalb County property record for 1161 S Mountain St, Smithville, TN 37166

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,779 sqft · built 1992
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Tax Bill	$784 (2022)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021073 00704`

Property Details

APN / Parcel Number

Primary APN	`021073 00704`
Alternative APN	`073 00704`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,779 sqft Living Area
1st Floor Area	1,779 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	281 ft deep x 139 ft wide
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1161 S MOUNTAIN ST
City	SMITHVILLE
State	TN
Zip	37166-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	DISTRICT: 9
Legal Lot Number	1
Jurisdiction	DE KALB TN
Township / Civil Division	7
Census Block Group	1
Census Block	1027
Census Tract	920201

Owner

1161 S Mountain St is owned and occupied by two individuals who acquired it in April 2018.

Source: DeKalb County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1161 S MOUNTAIN ST, SMITHVILLE, TN 37166-3116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage UNITED STATE BANK
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Jan 2, 2021	Deed of Trust, Mortgage QUICKEN LNS
Jan 24, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 7, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2018
Deed Sale	Apr 5, 2018
Deed Document Number	0000425818
Deed Book / Page	646 / 420
Prior Transfer Date	Dec 7, 2017
Prior Transfer Doc	181258
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	1161 S MOUNTAIN ST, SMITHVILLE, TN 37166-3116
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 S MOUNTAIN ST, SMITHVILLE, TN 37166-3116

Mortgage

Document Number	0006080000000211
Date	Nov 20, 2025
Book Page	0000000608/0000000211
Instrument	221849

Lender

Name	UNITED STATE BANK

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2035

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	1161 S MOUNTAIN ST, SMITHVILLE, TN 37166-3116
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 S MOUNTAIN ST, SMITHVILLE, TN 37166-3116

Mortgage

Document Number	0005050000000131
Date	Sep 16, 2021
Book Page	0000000505/0000000131
Instrument	199561

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	1161 S MOUNTAIN ST, SMITHVILLE, TN 37166-3116
Document Number	0000195400
Instrument Date	Jan 2, 2021
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 S MOUNTAIN ST SMITHVILLE TN 371663116, SMITHVILLE, TN 37166-3116

Mortgage

Document Number	0000195400
Date	Jan 7, 2021
Book Page	000483/000481
Instrument	195400

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	324 Months
Due	Jan 6, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	1161 S MOUNTAIN ST, SMITHVILLE, TN 37166-3116
Document Number	0000190672
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 S MOUNTAIN ST SMITHVILLE TN 371663116, SMITHVILLE, TN 37166-3116

Mortgage

Document Number	0000190672
Date	Jan 31, 2020
Book Page	000460/000034
Instrument	190672

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Dec 7, 2017
Property Address	1161 S MOUNTAIN ST, SMITHVILLE, TN 37166-3116
Document Number	0000181258
Book / Page	000420 / 000646
Instrument Date	Nov 29, 2017
Instrument	181258
Transaction Type	Transfer
Record Updated	May 3, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 S MOUNTAIN ST SMITHVILLE TN 371663116, SMITHVILLE, TN 37166-3116

Mortgage

Document Number	181259
Date	Dec 7, 2017
Book Page	000420/000655
Instrument	181259

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Municipality	Smithville City
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,325 Land $6,000 Building $39,325
2023		$45,325 (-) Land $6,000 Building $39,325
2022	$784.00	$45,325 Land $6,000 Building $39,325	$181,300 (-) Land $24,000 Building $157,300
2021			$181,300 Land $24,000 Building $157,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1161 S Mountain St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1161 S Mountain St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE WATER SYSTEM serves 7,049 people · EPA ID TN0000637
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #1
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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