1161 Rock Spring Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 1161 Rock Spring Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,596 sqft · built 1989
Lot Size	3.39 acres (147,668 sqft)
Owner	2 Individual Names on File
Last Sale	$213,500 (Jun 2019)
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Aug 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`93 8 15`

Property Details

APN / Parcel Number

Primary APN	`93 8 15`
Alternative APNs	`10669` `10327`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,164 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	147,668 sqft (3.39 acres)

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10327
Street Address	1161 ROCK SPRING RD
City	BUMPASS
State	VA
Zip	23024-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	ROCK SPRINGS SUBD LOT 15 DB 1618/455 3.39 AC
Legal Subdivision	ROCK SPRINGS SUBD
Legal Lot Number	15
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3005
Census Tract	950500

Owner

1161 Rock Spring Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1161 ROCK SPRING RD, BUMPASS, VA 23024-2800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 13, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jun 26, 2019	Grant Deed, Transfer · FHA Mortgage ALCOVA MTG
Jun 19, 2018	Grant Deed, Transfer
Jul 14, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2019 · Amount on File
Deed Sale	Jun 26, 2019 · Amount on File
Prior Sale	Jun 19, 2018 · Amount on File
Deed Document Number	20195225
Deed Book / Page	1618 / 455
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1161 ROCK SPRING RD, BUMPASS, VA 23024-2800
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001908/855
Date	Jul 19, 2023
Book Page	1908/855
Instrument	202300006351

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jul 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1161 ROCK SPRING RD, BUMPASS, VA 23024-2800
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1784/277
Date	Aug 13, 2021
Book Page	1784/277
Instrument	202100009837

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 26, 2019
Property Address	1161 ROCK SPRING RD, BUMPASS, VA 23024-2800
Document Number	0000005225
Book / Page	001618 / 000455
Instrument Date	Jun 18, 2019
Instrument	5225
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1161 ROCK SPRING RD BUMPASS VA 230242800, BUMPASS, VA 23024-2800

Mortgage

Document Number	5226
Date	Jun 26, 2019
Book Page	001618/000459
Instrument	5226

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 19, 2018
Property Address	1161 ROCK SPRING RD, BUMPASS, VA 23024-2800
Document Number	0000005741
Book / Page	001567 / 000505
Instrument Date	Jun 11, 2018
Instrument	5741
Transaction Type	Transfer
Record Updated	Jul 23, 2018

Transaction

Amount	Amount on Record
Tax	$197.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 ROCK SPRING RD BUMPASS VA 230242800, BUMPASS, VA 23024-2800

July 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 14, 2017
Property Address	1161 ROCK SPRING RD, BUMPASS, VA 23024-2800
Document Number	1518/0424
Book / Page	1518 / 0424
Instrument Date	Jun 12, 2017
Instrument	1700005923
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 ROCK SPRING RD, BUMPASS, VA 23024-2800

Mortgage

Document Number	0000005924
Date	Jul 14, 2017
Book Page	1518/0432
Instrument	170005924

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1161 Rock Spring Rd was $2,090, up 9% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,539 (+5.94%) Land $66,600 Building $240,939	$307,539 (+5.94%) Land $66,600 Building $240,939
2025	$2,090.00 (+8.97%)	$290,300 Land $55,400 Building $234,900	$290,300 Land $55,400 Building $234,900
2024	$1,918.00
2023		$252,300 Land $45,600 Building $206,700
2022	$1,042.00		$252,300 Land $45,600 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1161 Rock Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1161 Rock Spring Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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