1161 Morado Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1161 Morado Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,314 sqft · built 1952
Lot Size	0.132 acres (5,793 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,351 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180-0A80-0438-00`

Property Details

APN / Parcel Number

Primary APN	`180-0A80-0438-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	888 sqft
Attic	Attic
Attic Area	426 sqft
Basement Area	888 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1952
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	5,793 sqft (0.132 acres)
Lot Dimensions	120 ft deep x 48 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	78 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1161 MORADO DR
City	CINCINNATI
State	OH
Zip	45238-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORADO DR 48 X 120.53 IRRLOT 93 EAST COVEDALE PARKSUB BLK B
Legal Subdivision	EAST COVEDALE PARK SUB
Legal Block	B
Legal Lot Number	93
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	9901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1161 MORADO DR, CINCINNATI, OH 45238-4436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS NATIONAL BANK
Nov 1, 2019	Deed of Trust, Mortgage · Conventional with PMI MERCHANTS NAT'L BK
Dec 13, 2018	Deed of Trust, Mortgage · Line of Credit HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1161 MORADO DR, CINCINNATI, OH 45238-4436
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	TECHNE TITLE AGENCY INC, TECHNETITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021541
Date	Feb 19, 2021
Book Page	14358/2795
Instrument	2021-0021541

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	HILLSBORO, OH 45133

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1161 MORADO DR, CINCINNATI, OH 45238-4436
Document Number	0000098113
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	TECHNETITLE AGENCY, TECHNETITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1161 MORADO DR CINCINNATI OH 452384436, CINCINNATI, OH 45238-4436

Mortgage

Document Number	0000098113
Date	Nov 7, 2019
Book Page	014040/002414
Instrument	98113

Lender

Name	MERCHANTS NAT'L BK
Type	Bank
Address	HILLSBORO, OH 45133

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1161 MORADO DR, CINCINNATI, OH 45238-4436
Document Number	0000110475
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1161 MORADO DR CINCINNATI OH 452384436, CINCINNATI, OH 45238-4436

Mortgage

Document Number	0000110475
Date	Dec 18, 2018
Book Page	013817/000614
Instrument	110475

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 17, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,351.00 (+3.07%)	$38,017 (-) Land $4,998 Building $33,019
2024	$2,281.00 (-2.15%)	$38,017 (-) Land $4,998 Building $33,019
2023	$2,331.00 (+35.29%)	$38,017 (+51.15%) Land $4,998 Building $33,019	$108,620 (+51.16%) Land $14,280 Building $94,340
2022	$1,723.00 Homeowner's exemption	$25,152 Land $4,967 Building $20,185
2020			$71,860 Land $14,190 Building $57,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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