1161 Highbridge Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1161 Highbridge Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,500 sqft · built 1949
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Nov 2025)
Tax Bill	$5,505 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 59.20-5-5`

Property Details

APN / Parcel Number

Primary APN	`422800 59.20-5-5`
Alternative APN	`280005902000050050000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	924 sqft
Upper Floors Area	576 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	175 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1161 HIGHBRIDGE RD
City	SCHENECTADY
State	NY
Zip	12303-2527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G FREDS COMM - 3 4.-287-4
Legal Block	5
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2004
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4202 ROMAINE RD, COHOES, NY 12047-5405
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed, Transfer · Conventional Mortgage FIRST NEW YORK FCU
Apr 3, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 3, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	May 14, 2025 · Amount on Record
Deed Document Number	202526332
Deed Book / Page	2160 / 413
Prior Transfer Date	Mar 20, 2024
Prior Transfer Doc	0000011770
Record Updated	Jun 8, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 7, 2025
Property Address	1161 HIGHBRIDGE RD, SCHENECTADY, NY 12303-2527
Document Number	0000026332
Instrument Date	Nov 7, 2025
Instrument	202526332
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 COLUMBIA ST, SCHENECTADY, NY 12308-3303

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4202 ROMAINE RD, COHOES, NY 12047-5405

Mortgage

Document Number	0000026333
Date	Nov 7, 2025
Instrument	202526333

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1161 HIGHBRIDGE RD, SCHENECTADY, NY 12303-2527
Document Number	0000017358
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1161 HIGHBRIDGE RD SCHENECTADY NY 123032527, SCHENECTADY, NY 12303-2527

Mortgage

Document Number	0000017358
Date	Jun 17, 2020
Book Page	004996/000954
Instrument	17358

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	1161 HIGHBRIDGE RD, SCHENECTADY, NY 12303-2527
Document Number	0000017357
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1161 HIGHBRIDGE RD SCHENECTADY NY 123032527, SCHENECTADY, NY 12303-2527

Mortgage

Document Number	0000017357
Date	Jun 17, 2020
Book Page	004996/000943
Instrument	17357

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,505.00	$150,000 (-) Land $9,900 Building $140,100	$230,800 (+10.8%) Land $15,233 Building $215,567
2024		$150,000 (-) Land $9,900 Building $140,100	$208,300 (+5.52%) Land $13,748 Building $194,552
2023		$150,000 Land $9,900 Building $140,100	$197,400 Land $13,028 Building $184,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Greenlight Networks Holding, T-Mobile USA, Verizon.

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