1161 Ginger Dr, Mobile, AL 36693 Property Records

Mobile County property record for 1161 Ginger Dr, Mobile, AL 36693

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,240 sqft · built 1992
Lot Size	0.378 acres (16,477 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Oct 2017)
Tax Bill	$1,122 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R023301022003090`

Property Details

APN / Parcel Number

Primary APN	`R023301022003090`
Alternative APNs	`33 01 02 2 003 090.XXX` `01058982` `1058982`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	2,240 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,477 sqft (0.378 acres)
Porch	Patio
Porch Area	690 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1058982
Street Address	1161 GINGER DR
City	MOBILE
State	AL
Zip	36693-3646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BURMA HILLS UNIT 1 MBK 11 PG 145 #SEC 02 T5S R2W #MP33 01 02 2 003
Legal Range	05S
Legal Township	05S
Legal Section	02
Legal Subdivision	BURMA HILLS
Legal Lot Number	19
Legal Unit	1
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2016
Census Tract	3100

Owner

Source: Mobile County assessment roll, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1161 GINGER DR, MOBILE, AL 36693-3646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Feb 25, 2022	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORP
Oct 4, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS
Apr 19, 2017	Warranty Deed, Transfer CHERRY POINTE PROPERTIES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Prior Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	201756935
Deed Book / Page	7562 / 933
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1161 GINGER DR, MOBILE, AL 36693-3646
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	TEAM TITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 GINGER DR, MOBILE, AL 36693-3646

Mortgage

Document Number	0000076051
Date	Dec 30, 2025
Instrument	2025076051

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	201 SCHOOL ST STE 200, WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1161 GINGER DR, MOBILE, AL 36693-3646
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 GINGER DR, MOBILE, AL 36693-3646

Mortgage

Document Number	0000014571
Date	Feb 25, 2022
Instrument	2022014571

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 4, 2017
Property Address	1161 GINGER DR, MOBILE, AL 36693-3646
Document Number	0000056935
Book / Page	007562 / 000933
Instrument Date	Sep 29, 2017
Instrument	56935
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 GINGER DR MOBILE AL 366933646, MOBILE, AL 36693-3646

Mortgage

Document Number	56936
Date	Oct 4, 2017
Book Page	007562/000936
Instrument	56936

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 19, 2017
Property Address	1161 GINGER DR, MOBILE, AL 36693-3646
Document Number	0000021372
Book / Page	007499 / 000772
Instrument Date	Apr 14, 2017
Instrument	21372
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 SCOTT PLANTATION DR S MOBILE AL 366959444, MOBILE, AL 36695-9444
Investor	Possibly a Property Investor

Mortgage

Document Number	21373
Date	Apr 19, 2017
Book Page	007499/000774
Instrument	21373

Lender

Name	CHERRY POINTE PROPERTIES LLC
Address	2525 COLONNADES DR W, MOBILE, AL 36695-5519

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,122.00 (+0.45%) Homeowner's exemption	$18,580 (+0.49%) Land $3,000 Building $15,580	$185,800 (+0.49%) Land $30,000 Building $155,800
2024	$1,117.00 (+15.51%) Homeowner's exemption	$18,490 (+14.7%) Land $3,100 Building $15,390	$184,900 (+14.7%) Land $31,000 Building $153,900
2023	$967.00 (+7.09%) Homeowner's exemption	$16,120 (+6.61%) Land $2,750 Building $13,370	$161,200 (+6.61%) Land $27,500 Building $133,700
2022	$903.00 Homeowner's exemption	$15,120 Land $2,500 Building $12,620	$151,200 Land $25,000 Building $126,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	16 (1979–2014)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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