1161 E Front St, Lynden, WA 98264 Property Records

Whatcom County property record for 1161 E Front St, Lynden, WA 98264 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,650 sqft · built 2002
Lot Size	0.342 acres (14,937 sqft)
Owner	2 Individual Names on File
Last Sale	$55,280 (Aug 2013)
Tax Bill	$8,192 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`109301`

Property Details

APN / Parcel Number

Primary APN	`109301`
Alternative APNs	`400321 250555 0000` `134693`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,650 sqft Living Area
1st Floor Area	2,280 sqft
2nd Floor Area	1,370 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	14,937 sqft (0.342 acres)
Garage Type	Attached
Garage Area	1,010 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	242 sqft
Patio Area	496 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	109301
Street Address	1161 E FRONT ST
City	LYNDEN
State	WA
Zip	98264-1656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIRACLE RIDGE DIV 2 LOT 3
Legal Range	03
Legal Township	40
Legal Section	21
Legal Subdivision	MIRACLE RIDGE DIV 2
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	1
Census Block	1031
Census Tract	10303

Owner

Source: Whatcom County records · APN 109301

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1161 E FRONT ST, LYNDEN, WA 98264-1656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC
May 15, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE PACIFIC
Jun 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE PACIFIC
Nov 01, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2013 · Amount on Record
Deed Sale	Aug 02, 2013 · Amount on Record
Prior Sale	Mar 28, 2011 · Amount on Record
Deed Document Number	2130800232
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1161 E FRONT ST, LYNDEN, WA 98264-1656
Transaction Type	Mortgage
Record Updated	Nov 01, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000800789
Date	Aug 06, 2021
Instrument	2021-0800789

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1161 E FRONT ST, LYNDEN, WA 98264-1656
Transaction Type	Mortgage
Record Updated	Nov 01, 2023
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000501155
Date	May 15, 2023
Instrument	2023-0501155

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1161 E FRONT ST, LYNDEN, WA 98264-1656
Document Number	2200602698
Instrument Date	Jun 09, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1161 E FRONT ST LYNDEN WA 982641656, LYNDEN, WA 98264-1656

Mortgage

Document Number	2200602698
Date	Jun 16, 2020
Instrument	602698

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1161 E FRONT ST, LYNDEN, WA 98264-1656
Document Number	2191202960
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 06, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1161 E FRONT ST LYNDEN WA 982641656, LYNDEN, WA 98264-1656

Mortgage

Document Number	2191202960
Date	Dec 20, 2019
Instrument	1202960

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1161 E FRONT ST, LYNDEN, WA 98264-1656
Document Number	2191100748
Instrument Date	Nov 01, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1161 E FRONT ST LYNDEN WA 982641656, LYNDEN, WA 98264-1656

Mortgage

Document Number	2191100748
Date	Nov 06, 2019
Instrument	1100748

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 05, 2049

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,192.00 (+9.94%)	$1,082,624 (+8.58%) Land $300,108 Building $782,516	$1,082,624 (+8.58%) Land $300,108 Building $782,516
2022		$997,096 Land $213,002 Building $784,094	$997,096 Land $213,002 Building $784,094
2021	$7,451.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730103031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Nov 2021, tidal / storm surge, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Low above 6% of the US · above 4% of Washington
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Northwest Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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