1161 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1161 Cornwall Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,201 sqft · built 1949
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$121,150 (May 2021)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Jun 2017 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-427-022`

Property Details

APN / Parcel Number

Primary APN	`8913-35-427-022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,201 sqft Living Area
1st Floor Area	828 sqft
Attic	Attic
Attic Area	373 sqft
Basement Area	828 sqft
Finished Basement	450 sqft
Unfinished Basement	828 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1161 CORNWALL AVE
City	WATERLOO
State	IA
Zip	50702-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY ADDITION LOT 22 BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	LIBERTY ADDITION
Legal Block	9
Legal Lot Number	22
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2002
Census Tract	1200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1161 CORNWALL AVE, WATERLOO, IA 50702-4040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2017	Deed of Trust, Mortgage VERIDIAN CU
May 24, 2021	Warranty Deed, Transfer TITLE SERVICES CORPORATION
Jun 15, 2017	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	202124820
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1161 CORNWALL AVE, WATERLOO, IA 50702-4040
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT &

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700022832
Date	Jun 27, 2017
Instrument	2017-00022832

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jun 25, 2024

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 24, 2021
Property Address	1161 CORNWALL AVE, WATERLOO, IA 50702-4040
Document Number	202100024820
Instrument Date	May 17, 2021
Instrument	202100024820
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Tax	$193.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 CORNWALL AVE, WATERLOO, IA 50702-4040

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 15, 2017
Property Address	1161 CORNWALL AVE, WATERLOO, IA 50702-4040
Document Number	201700022127
Instrument Date	Jun 14, 2017
Instrument	2017-00022127
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 CORNWALL AVE, WATERLOO, IA 50702-4040

Mortgage

Document Number	201700022128
Date	Jun 15, 2017
Instrument	2017-00022128

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,540.00 (+3.25%) Homeowner's exemption	$149,950 (+9.17%) Land $16,980 Building $132,970	$149,950 (+9.17%) Land $16,980 Building $132,970
2024	$2,460.00 (+20.94%)
2023		$137,350 (+35.32%) Land $16,980 Building $120,370	$137,350 (+35.32%) Land $16,980 Building $120,370
2022	$2,034.00 Homeowner's exemption	$101,500 Land $16,980 Building $84,520
2021			$101,500 Land $16,980 Building $84,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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