1161 Cascade Way, Lynden, WA 98264 Property Records

Whatcom County property record for 1161 Cascade Way, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,210 sqft · built 2006
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (Jun 2005)
Tax Bill	$6,867 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400316-238196-0000`

Property Details

APN / Parcel Number

Primary APN	`400316-238196-0000`
Alternative APNs	`129142` `587518` `22096`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,210 sqft Living Area
Gross Area	3,989 sqft
1st Floor Area	1,798 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	83 sqft
Deck Area	94 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	129142
Street Address	1161 CASCADE WAY
City	LYNDEN
State	WA
Zip	98264-1059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS100
Legal Description	EAST-LYN DIV 2 LOT 12
Legal Range	03
Legal Township	40
Legal Section	16
Legal Subdivision	EAST-LYN DIV 2
Legal Block	2
Legal Lot Number	12
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2009
Census Tract	10303

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1161 CASCADE WAY, LYNDEN, WA 98264-1059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Dec 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PEOPLES BANK
Apr 29, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2005 · Amount on Record
Deed Sale	Jun 9, 2005 · Amount on Record
Prior Sale	Oct 23, 2002
Deed Document Number	2005601870
Last Transfer Date	Dec 10, 2021
Transfer Doc	0000003129
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1161 CASCADE WAY, LYNDEN, WA 98264-1059
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000702151
Date	Jul 22, 2022
Instrument	2022-0702151

Lender

Name	PEOPLES BANK
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Dec 20, 2021
Property Address	1161 CASCADE WAY, LYNDEN, WA 98264-1059
Document Number	0001203129
Map Reference	VOL 16 PG 78&79
Instrument Date	Dec 10, 2021
Instrument	2021-1203129
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 CASCADE WAY, LYNDEN, WA 98264-1059

Mortgage

Document Number	0001203130
Date	Dec 20, 2021
Instrument	2021-1203130

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1161 CASCADE WAY, LYNDEN, WA 98264-1059
Document Number	2200500034
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1161 CASCADE WAY LYNDEN WA 982641059, LYNDEN, WA 98264-1059

Mortgage

Document Number	2200500034
Date	May 1, 2020
Instrument	500034

Lender

Name	PEOPLES BK
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,867.00 (+24.27%)	$920,996 (+24.45%) Land $300,108 Building $620,888	$920,996 (+24.45%) Land $300,108 Building $620,888
2022		$740,032 Land $153,434 Building $586,598	$740,032 Land $153,434 Building $586,598
2021	$5,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 1990 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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