Hamilton County property record for 11609 River Rd, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,560 sqft · built 1977 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $1,395 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 29-10-34-307-004.000-018 |
| Primary APN | 29-10-34-307-004.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 520 sqft |
| 2nd Floor Area | 1,040 sqft |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.489 acres) |
| Lot Dimensions | 104 ft deep x 205 ft wide |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1710340307004000 |
|---|---|
| Street Address | 11609 RIVER RD |
| City | CARMEL |
| State | IN |
| Zip | 46033-8302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .49, SECTION 34, TOWNSHIP 18, RANGE 4 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 34 |
| Legal Subdivision | CLAY |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 110912 |
The current owner of 11609 River Rd acquired it in May 2011.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 11609 RIVER RD, CARMEL, IN 46033-8302 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Sep 26, 2001 |
| Last Transfer Date | May 24, 2011 |
| Transfer Doc | 0000025294 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $169,700 (+6.2%) Land $53,300 Building $116,400 | $169,700 (+6.2%) Land $53,300 Building $116,400 | |
| 2024 | $1,395.00 (+17.13%) | $159,800 (+9.08%) Land $53,300 Building $106,500 | $159,800 (+9.08%) Land $53,300 Building $106,500 |
| 2023 | $1,191.00 (+2.85%) | $146,500 (+11.49%) Land $40,000 Building $106,500 | $146,500 (+11.49%) Land $40,000 Building $106,500 |
| 2022 | $1,158.00 | $131,400 Land $40,000 Building $91,400 | $131,400 Land $40,000 Building $91,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11609 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 33 (2005–2026) |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11609 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, Xfinity.
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