11608 Harder Rd, Clermont, FL 34711 Property Records

Lake County property record for 11608 Harder Rd, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 1988
Lot Size	0.543 acres (23,638 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,651 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-23-25-0900-000-00500`

Property Details

APN / Parcel Number

Primary APN	`01-23-25-0900-000-00500`
Alternative APNs	`252301090000000500` `2925663`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,334 sqft Living Area
Gross Area	1,894 sqft
1st Floor Area	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	23,638 sqft (0.543 acres)
Lot Dimensions	200 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	20 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2925663
Street Address	11608 HARDER RD
City	CLERMONT
State	FL
Zip	34711-9353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	TRIANGLE GROVE SUB LOT 5 PB 27 PG 66 ORB 5628 PG 2374 ORB 6329 PG 328
Legal Range	25E
Legal Township	23S
Legal Section	1
Legal Subdivision	TRIANGLE GROVE SUB
Legal Tract	0900
Legal Block	1
Legal Lot Number	5
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1000
Census Tract	31323

Owner

11608 Harder Rd is owned and occupied by two individuals who acquired it in May 2024.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	11608 HARDER RD, CLERMONT, FL 34711-9353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Jan 26, 2021	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2024
Deed Sale	May 7, 2024
Prior Sale	Feb 24, 2009 · Amount on File
Deed Document Number	202453717
Deed Book / Page	6329 / 328
Prior Transfer Date	Apr 4, 2024
Prior Transfer Doc	0063290328
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11608 HARDER RD, CLERMONT, FL 34711-9353
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11608 HARDER RD, CLERMONT, FL 34711-9353

Mortgage

Document Number	0061691812
Date	Jul 3, 2023
Book Page	6169/1812
Instrument	2023079546

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	AUSTIN, TX 78717

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 26, 2021
Property Address	11608 HARDER RD, CLERMONT, FL 34711-9353
Document Number	0056282374
Book / Page	5628 / 2374
Map Reference	MB 27 PG 66
Instrument Date	Jan 19, 2021
Instrument	2021011288
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11608 HARDER RD, CLERMONT, FL 34711-9353

Mortgage

Document Number	0056282376
Date	Jan 26, 2021
Instrument	5628/2376

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,210 (+2.9%)	$278,029 (-) Land $80,000 Building $198,029
2025		$265,510 Land $80,000 Building $185,510	$278,029 Land $80,000 Building $198,029
2024	$3,651.00 (+6.85%)
2023	$3,417.00 (+4.21%) Homeowner's exemption	$252,728 (-)	$252,728 (-) Land $60,000 Building $192,728
2022	$3,279.00 Homeowner's exemption	$252,728	$252,728 Land $60,000 Building $192,728

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11608 Harder Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11608 Harder Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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