11605 Rivershore Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11605 Rivershore Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,571 sqft · built 1974
Lot Size	0.646 acres (28,183 sqft)
Owner	Individual on Record
Last Sale	$607,000 (Sep 2022)
Tax Bill	$5,030 (2023)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-034968`

Property Details

APN / Parcel Number

Primary APN	`03-034968`
Alternative APNs	`3034968` `034968`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,571 sqft Total Area
1st Floor Area	2,569 sqft
Basement Area	1,073 sqft
Finished Basement	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	28,183 sqft (0.646 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	544 sqft
Porch	Enclosed Porch
Porch Area	448 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	034968
Old Parcel Number	3034968
Street Address	11605 RIVERSHORE DR
City	DUNKIRK
State	MD
Zip	20754-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 47 BLK E SEC 3 SHORES OF CALVERT
Legal Subdivision	SHORES CALVERT
Legal Block	E
Legal Lot Number	47
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	11605 RIVERSHORE DR, DUNKIRK, MD 20754-9448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 29, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Deed Document Number	0000634727
Deed Book / Page	6347 / 27
Record Updated	Jun 7, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 22, 2022
Property Address	11605 RIVERSHORE DR, DUNKIRK, MD 20754-9448
Document Number	0063470027
Book / Page	6347 / 27
Map Reference	MB JLB 2 PL 128
Instrument Date	Sep 19, 2022
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	GPN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,517.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11605 RIVERSHORE DR, DUNKIRK, MD 20754-9448

Mortgage

Document Number	0000634737
Date	Sep 22, 2022
Instrument	6347/37

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11605 RIVERSHORE DR, DUNKIRK, MD 20754-9448
Document Number	0054160070
Instrument Date	Jun 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11605 RIVERSHORE DR DUNKIRK MD 207549448, DUNKIRK, MD 20754-9448

Mortgage

Document Number	0054160070
Date	Aug 16, 2019
Book Page	005416/000070

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,030.00	$484,167	$570,900 Land $149,500 Building $421,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHORES OF CALVERT serves 361 people · EPA ID MD0040015
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivershore Dr

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