11604 Kipling Dr, Waldorf, MD 20601 Property Records

Charles County property record for 11604 Kipling Dr, Waldorf, MD 20601

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,320 sqft · built 1985
Lot Size0.442 acres (19,253 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Jun 2019)
Tax Bill$8,891 (2025)
Deeds & MortgagesJun 2026 Mortgage
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-087191

Property Details

APN / Parcel Number

Primary APN06-087191
Alternative APNs
  • 6087191
  • 087191

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,320 sqft Living Area
1st Floor Area820 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area19,253 sqft (0.442 acres)
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number087191
Street Address11604 KIPLING DR
CityWALDORF
StateMD
Zip20601-2900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionL-63 S-2 LYNNBROOK SUB
Legal SubdivisionLYNNBROOK SUB
Legal Block2
Legal Lot Number63
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2000
Census Tract850709

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11604 KIPLING DR, WALDORF, MD 20601-2900
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
ASIA BANK NATIONAL ASSOCIATION
May 1, 2020Deed of Trust, Mortgage
BEST LOAN CHOICE INC
Jun 20, 2019Grant Deed, Transfer · Conventional with PMI
BEST LN CHOICE INC
Apr 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2019 · Amount on Record
Deed SaleJun 20, 2019 · Amount on Record
Prior SaleJun 9, 2009
Deed Book / Page10677 / 391
Prior Transfer DateMay 29, 2009
Prior Transfer Doc0068660245
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Recording DateJun 3, 2026
Property Address11604 KIPLING DR, WALDORF, MD 20601-2900
Document Number1409000021
Book / Page14094 / 21
Instrument DateMay 28, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTSI TITLE AND ESCROW, SILK TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address11604 KIPLING DR, WALDORF, MD 20601-2900

Mortgage

Document Number1409000021,
DateJun 3, 2026
Book Page14094/21
Lender
NameASIA BANK NATIONAL ASSOCIATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2046
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address11604 KIPLING DR, WALDORF, MD 20601-2900
Document Number0111520249
Instrument DateMay 1, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address11604 KIPLING DR WALDORF MD 206012900, WALDORF, MD 20601-2900

Mortgage

Document Number0111520249
DateJun 2, 2020
Book Page011152/000249
Lender
NameBEST LOAN CHOICE INC
Address1529 LIGHT ST # A, BALTIMORE, MD 21230-4516
Agreement
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateJun 20, 2019
Property Address11604 KIPLING DR, WALDORF, MD 20601-2900
Document Number0106770391
Book / Page010677 / 000391
Instrument DateMay 30, 2019
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address11604 KIPLING DR WALDORF MD 206012900, WALDORF, MD 20601-2900

Mortgage

Document Number106770400
DateJun 20, 2019
Book Page010677/000400
Lender
NameBEST LN CHOICE INC
Address1529 LIGHT ST # A, BALTIMORE, MD 21230-4516
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 19, 2049

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address11604 KIPLING DR, WALDORF, MD 20601-2900
Document Number0106180142
Instrument DateApr 19, 2019
Transaction TypeMortgage
Record UpdatedMay 14, 2019
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address11604 KIPLING DR WALDORF MD 206012900, WALDORF, MD 20601-2900

Mortgage

Document Number0106180142
DateMay 1, 2019
Book Page010618/000142
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$290,933 (+2.56%)$298,200 (-) Land $126,600 Building $171,600
2025$8,891.00 (+144.26%)$283,667 (+12.46%)$298,200 (+7.89%) Land $126,600 Building $171,600
2023$3,640.00$252,233$276,400 Land $126,600 Building $149,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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