11604 Gilsan St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 11604 Gilsan St, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,940 sqft · built 1961
Lot Size	0.209 acres (9,092 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,314 (2025)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01323454`

Property Details

APN / Parcel Number

Primary APN	`13-01323454`
Alternative APN	`01323454`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,940 sqft Living Area
1st Floor Area	1,340 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,092 sqft (0.209 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01323454
Street Address	11604 GILSAN ST
City	SILVER SPRING
State	MD
Zip	20902-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	KEMP MILL ESTATES
Legal Subdivision	KEMP MILL ESTATES
Legal Block	34
Legal Lot Number	19
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2006
Census Tract	703208

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11604 GILSAN ST, SILVER SPRING, MD 20902-3123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2024
Deed Sale	Dec 10, 2024
Prior Sale	Mar 7, 2013 · Amount on Record
Deed Book / Page	68680 / 298
Prior Transfer Date	Nov 27, 2024
Prior Transfer Doc	0686800298
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11604 GILSAN ST, SILVER SPRING, MD 20902-3123
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11604 GILSAN ST, SILVER SPRING, MD 20902-3123

Mortgage

Document Number	0697840304
Date	Nov 3, 2025
Book Page	69784/304

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,100 (+8.52%)	$565,900 (+25.56%) Land $222,600 Building $343,300
2025	$5,314.00 (-5.31%)	$450,700 (+13.44%) Land $222,600 Building $228,100	$450,700 (-) Land $222,600 Building $228,100
2024	$5,612.00 (+38.57%)
2023		$397,300	$450,700 Land $222,600 Building $228,100
2022	$4,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20