11603 Virgate Ln, Reston, VA 20191 Property Records

Fairfax County property record for 11603 Virgate Ln, Reston, VA 20191

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,220 sqft · built 1968
Lot Size	0.622 acres (27,082 sqft)
Owner	2 Individual Names on File
Last Sale	$1,285,000 (Mar 2026)
Tax Bill	$11,826 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0264-02-0079`

Property Details

APN / Parcel Number

Primary APN	`0264-02-0079`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,220 sqft Living Area
Gross Area	3,858 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	27,082 sqft (0.622 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Pool Area	817 sqft
Deck Area	154 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11603 VIRGATE LN
City	RESTON
State	VA
Zip	20191-4239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	370
Legal Description	RESTON LT 79 SEC 6
Legal Subdivision	RESTON
Legal Block	2
Legal Lot Number	79
Jurisdiction	FAIRFAX VA
Township / Civil Division	HUNTER MILL
Census Block Group	2
Census Block	2006
Census Tract	481400

Owner

11603 Virgate Ln is owned and occupied by two individuals who bought it in March 2026.

Source: Fairfax County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11603 VIRGATE LN, RESTON, VA 20191-4239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 2, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 23, 2016	Deed of Trust, Mortgage · FHA Mortgage BRIDGEVIEW BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on File
Deed Sale	Mar 23, 2026 · Amount on File
Prior Sale	May 12, 2025 · Amount on File
Deed Document Number	202616397
Deed Book / Page	28644 / 302
Prior Transfer Date	Nov 17, 2014
Prior Transfer Doc	0032061002
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFAX VA
Recording Date	Mar 23, 2026
Property Address	11603 VIRGATE LN, RESTON, VA 20191-4239
Document Number	0016397001
Book / Page	28644 / 302
Map Reference	MB 2840 PG 542
Instrument Date	Mar 19, 2026
Instrument	2026016397.001
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11603 VIRGATE LN, RESTON, VA 20191-4239

Mortgage

Document Number	0028644304
Date	Mar 23, 2026
Instrument	28644/304

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	11603 VIRGATE LN, RESTON, VA 20191-4239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	152516001
Date	Dec 2, 2020
Book Page	26707/449
Instrument	2020152516.001

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate	2.37%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	11603 VIRGATE LN, RESTON, VA 20191-4239
Document Number	2017035995001
Instrument Date	Nov 23, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11603 VIRGATE LN RESTON VA 201914239, RESTON, VA 20191-4239

Mortgage

Document Number	2017035995001
Date	Jun 12, 2017
Book Page	025074/001411
Instrument	35995001

Lender

Name	BRIDGEVIEW BK
Type	Bank
Address	LOMBARD, IL 60148

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 11603 Virgate Ln was $11,826, up 16.7% from the year before.

Source: Fairfax County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,826.00 (+16.72%)	$902,480 Land $329,000 Building $573,480	$902,480 Land $329,000 Building $573,480
2024	$10,132.00 (+6.38%)
2023	$9,524.00	$810,240 Land $309,000 Building $501,240	$810,240 Land $309,000 Building $501,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11603 Virgate Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1996–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11603 Virgate Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Virgate Ln

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