Charles County property record for 11602 Rest Dr, La Plata, MD 20646 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,609 sqft · built 2002 |
| Lot Size | 4.1 acres (178,596 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $15,187 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-025288 |
| Primary APN | 04-025288 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,609 sqft Living Area |
| Gross Area | 4,239 sqft |
| 1st Floor Area | 1,406 sqft |
| Basement Area | 1,183 sqft |
| Finished Basement | 1,183 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 178,596 sqft (4.1 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 400 sqft |
| Porch | Enclosed Porch |
| Porch Area | 438 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 025288 |
|---|---|
| Street Address | 11602 REST DR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-4506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 PL 2 = 4.10 AC HARDSHIP PLANTATION SUB |
| Legal Subdivision | HARDSHIP PLANTATION SUB |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 4, ALLENS FRESH |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 851301 |
Source: Charles County records · APN 04-025288
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11602 REST DR, LA PLATA, MD 20646-4506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 14, 2021 | Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 09, 2026 | Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 16, 2022 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Jan 04, 2021 | Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2026 |
| Deed Sale | Jan 09, 2026 |
| Prior Sale | Nov 16, 2022 · Amount on Record |
| Deed Book / Page | 13924 / 364 |
| Prior Transfer Date | Dec 13, 2025 |
| Prior Transfer Doc | 0139240364 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11602 REST DR, LA PLATA, MD 20646-4506 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 11602 REST DR, LA PLATA, MD 20646-4506 |
| Document Number | 0124470390 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 12447/390 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11602 REST DR, LA PLATA, MD 20646-4506 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0118770174 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 11877/174 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LA PLATA, MD 20646 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 09, 2026 |
| Property Address | 11602 REST DR, LA PLATA, MD 20646-4506 |
| Document Number | 0139240364 |
| Book / Page | 13924 / 364 |
| Map Reference | MB 53 FO 143 |
| Instrument Date | Dec 13, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11602 REST DR, LA PLATA, MD 20646-4506 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11602 REST DR, LA PLATA, MD 20646-4506 |
| Document Number | 0013927260 |
|---|---|
| Date | Jan 09, 2026 |
| Instrument | 13927/260 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 16, 2022 |
| Property Address | 11602 REST DR, LA PLATA, MD 20646-4506 |
| Document Number | 0127700482 |
| Book / Page | 12770 / 482 |
| Map Reference | MB 53 FO 143 |
| Instrument Date | Nov 09, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11602 REST DR, LA PLATA, MD 20646-4506 |
| Document Number | 0012770489 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 12770/489 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 04, 2021 |
| Property Address | 11602 REST DR, LA PLATA, MD 20646-4506 |
| Document Number | 0115260166 |
| Book / Page | 11526 / 166 |
| Map Reference | MB 53 FO 143 |
| Instrument Date | Sep 03, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11602 REST DR, LA PLATA, MD 20646-4506 |
| Document Number | 11526173 |
|---|---|
| Date | Jan 04, 2021 |
| Instrument | 11526/173 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 01, 2050 |
Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,187.00 (+142.14%) Homeowner's exemption | $545,733 (+22.25%) | $595,400 (+33.38%) Land $155,500 Building $439,900 |
| 2023 | $6,272.00 | $446,400 Land $145,500 Building $300,900 | $446,400 Land $145,500 Building $300,900 |
Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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