11601 Spruce Rd, Lakeview, MI 48850 Property Records

Montcalm County property record for 11601 Spruce Rd, Lakeview, MI 48850

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,092 sqft · built 2024
Lot Size	0.496 acres (21,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$14,000 (May 2023)
Tax Bill	$2,838 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2024 Mortgage
APN	`004-230-397-10`

Property Details

APN / Parcel Number

Primary APN	`004-230-397-10`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,092 sqft Building Perimeter
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Lot Area	21,601 sqft (0.496 acres)
Lot Dimensions	120 ft deep x 180 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11601 SPRUCE RD
City	LAKEVIEW
State	MI
Zip	48850-9803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 405 , 406, 407 HONEYMOON HEIGHTS NO 3. SPLIT/COMBINED ON 01/11/2014 FROM 004-230-397-00, 004-230-395-00, 004-230-396-00,
Legal Subdivision	HONEYMOON HEIGHTS
Legal Lot Number	405-407
Jurisdiction	MONTCALM MI
Township / Civil Division	CATO
Census Block Group	2
Census Block	2033
Census Tract	970400

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11601 SPRUCE RD, LAKEVIEW, MI 48850-9803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST FEDERAL CREDIT UNION
Aug 8, 2024	Quit Claim Deed, Transfer · Conventional Mortgage COMMUNITY FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Deed Document Number	20234902
Last Transfer Date	Aug 2, 2024
Transfer Doc	2024R07117
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	11601 SPRUCE RD, LAKEVIEW, MI 48850-9803
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R13152
Date	Dec 19, 2025
Instrument	2025R-13152

Lender

Name	COMMUNITY FIRST FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2065

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTCALM MI
Recording Date	Aug 8, 2024
Property Address	11601 SPRUCE RD, LAKEVIEW, MI 48850-9803
Document Number	2024R07116
Instrument Date	Aug 2, 2024
Instrument	2024R-07116
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11601 SPRUCE RD, LAKEVIEW, MI 48850-9803

Mortgage

Document Number	2024R07117
Date	Aug 8, 2024
Instrument	2024R-07117

Lender

Name	COMMUNITY FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2029

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Cato Township
Unified School District	Lakeview Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,500 (+23.07%)	$239,000 (+23.07%)
2025	$2,838.00 (+270.98%)	$97,100 (+1,327.94%)	$194,200 (+2,755.88%)
2024	$765.00
2023		$6,800	$6,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HomeWorks Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Point Broadband Fixed Wireless	100 / 20

May also be available: CMS Internet.

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