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11600 Hwy 89, Jay, FL 32565 Property Records

Santa Rosa County property record for 11600 Hwy 89, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,049 sqft · built 2021
Lot Size4.18 acres (182,081 sqft)
Owner2 Individual Names on File
Tax Bill$4,296 (2024)
Deeds & MortgagesSep 2025 Transfer
Flood ZoneZone X (minimal risk)
APN16-4N-29-0000-00300-0000

Property Details

APN / Parcel Number

Primary APN16-4N-29-0000-00300-0000
Alternative APN
  • N294160000003000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,049 sqft Living Area
Gross Area4,076 sqft
1st Floor Area3,049 sqft
FlooringWood
Interior WallsPaneling

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area182,081 sqft (4.18 acres)
Garage TypeAttached
Garage Area692 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area428 sqft
Patio Area190 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address11600 HIGHWAY 89
CityJAY
StateFL
Zip32565-9162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionBEG NW COR NE4 OF SW4 TH E 350 FT TO E R/W LI ST RD FOR POB TH N 20*W ALG R/W 192 FT TH E 660 FT TH S 305 FT TH W 532 FT TO RD R/W TH N 20*W 138 FT TO POB AS DES IN OR 1491 PG 1082
Legal Range29W
Legal Township4N
Legal Section16
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3030
Census Tract10200

Owner

11600 Hwy 89 is owned and occupied by two individuals who acquired it in September 2025.

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address11600 HIGHWAY 89, JAY, FL 32565-9162
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 19, 2025
Transfer Doc0046621871
Record UpdatedJun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateSep 26, 2025
Property Address11600 HIGHWAY 89, JAY, FL 32565-9162
Document Number0046621871
Book / Page4662 / 1871
Instrument DateSep 19, 2025
Instrument202545422
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11600 HIGHWAY 89, JAY, FL 32565-9162

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$378,212 (-3.43%) Land $33,858 Building $344,354$378,212 (-3.43%) Land $33,858 Building $344,354
2024$4,296.00 (+1.27%) Homeowner's exemption$391,649 (+2.7%) Land $30,096 Building $361,553$391,649 (+2.7%) Land $30,096 Building $361,553
2023$4,242.00 (-9.76%) Homeowner's exemption$381,337 (-8.55%) Land $22,572 Building $358,765$381,337 (-8.55%) Land $22,572 Building $358,765
2022$4,701.00 Homeowner's exemption$417,008$417,008 Land $22,572 Building $394,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11600 Hwy 89 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11600 Hwy 89 is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000

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