1160 Willow Ln, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1160 Willow Ln, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1960
Lot Size	0.472 acres (20,564 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Jul 2019)
Tax Bill	$6,472 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-085-29573000`

Property Details

APN / Parcel Number

Primary APN	`03-085-29573000`
Alternative APNs	`3-085-29573000` `08529573000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	20,564 sqft (0.472 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	08529573000
Street Address	1160 WILLOW LN
City	ANNAPOLIS
State	MD
Zip	21409-5731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 25 PL 2 BEACON HILL
Legal Subdivision	BEACON HILL
Legal Block	2
Legal Lot Number	25
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	731002

Owner

1160 Willow Ln is owned and occupied by an individual who bought it in July 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1160 WILLOW LN, ANNAPOLIS, MD 21409-5731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jul 18, 2019	Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
May 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2019 · Amount on File
Deed Sale	Jul 18, 2019 · Amount on File
Deed Book / Page	33349 / 73
Prior Transfer Date	May 13, 2019
Prior Transfer Doc	0331400244
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1160 WILLOW LN, ANNAPOLIS, MD 21409-5731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 WILLOW LN, ANNAPOLIS, MD 21409-5731

Mortgage

Document Number	0352870219
Date	Sep 28, 2020
Book Page	35287/219

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 18, 2019
Property Address	1160 WILLOW LN, ANNAPOLIS, MD 21409-5731
Document Number	0333490073
Book / Page	33349 / 073
Map Reference	MB 22 FO 29
Instrument Date	Jul 3, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1160 WILLOW LN, ANNAPOLIS, MD 21409-5731

Mortgage

Document Number	33349078
Date	Jul 18, 2019
Instrument	33349/078

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 15, 2019
Property Address	1160 WILLOW LN, ANNAPOLIS, MD 21409-5731
Document Number	0331400244
Book / Page	033140 / 000244
Instrument Date	May 13, 2019
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1807 BATTLEMENT CT SEVERN MD 211441633, SEVERN, MD 21144-1633

Tax Assessment & Valuation

The 2025 property tax bill for 1160 Willow Ln was $6,472, up 5.5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$572,367 (+5.85%)	$604,000 (-) Land $383,100 Building $220,900
2025	$6,472.00 (+5.46%)	$540,733	$604,000 Land $383,100 Building $220,900
2024	$6,137.00 (+14.2%)
2023	$5,374.00	$492,200	$509,100 Land $331,100 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1160 Willow Ln in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	25 (1979–2004)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Apr 2004 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1160 Willow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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